Suman Tiwari

I’m a detail-oriented P&C Underwriting professional with 2+ years of experience in risk assessment, policy evaluation, premium calculation, and compliance management. At Techno Whiz Web Solution, I analyze applicant data, claims history, and financial exposure to determine appropriate coverage terms.

I evaluate Property & Casualty insurance applications using underwriting guidelines to assess risk exposure and policy eligibility. I review financial records, claims history, inspection reports, and underwriting data to make informed, compliant coverage decisions.

I determine premium rates, policy limits, deductibles, and terms based on risk evaluation and company pricing frameworks. I also ensure strict compliance with insurance regulations, underwriting standards, and internal risk management policies, while monitoring portfolio profitability and emerging risk trends.

I collaborate with insurance agents, brokers, and clients to obtain required documentation and resolve policy queries across renewals, endorsements, and cancellations. I leverage MS Excel (Advanced), underwriting software, and strong documentation management to support accurate, data-driven underwriting outcomes.