At Transunion, I develop and deliver credit risk models, scorecards, and analytical solutions for account origination and account management across multiple regions.
I contributed to the TU CIBIL Income Estimator for the Indian market, which predicts individual income using credit and non-credit data. I also delivered monthly attribute sets for financial institutions to support customer risk assessment and account strategies.
I led the migration of more than 60 SAS-based scorecards to open-source solutions and the development of a global attribute and scorecard framework that reduced turnaround time by 50%.
I lead a team of six supporting UK DSA Product and Governance work, including affordability solutions, scorecards, and model governance. Earlier, at Capgemini, I supported model and attribute development, code migration, validation, and deployment.
