At ACBA BANK OJSC, I manage back-office data processing, verification, and customer portfolio reporting. I also collaborate across units to verify compliance with banking standards and streamline data workflows.
Previously, as Risk Manager at Softconstruct LLC, I executed risk analysis, key performance reporting, and analytical data presentations. I monitored compliance with operational and license requirements.
At AMIO BANK CJSC, I analyzed loan applications, evaluated customer solvency, and assessed credit histories as Underwriting Manager. Earlier, as a Loan Officer, I assessed creditworthiness, prepared credit packages, finalized client contracts, and monitored loan portfolios.
My banking experience also includes financial advising at Conversebank CJSC and customer financial services at Ameriabank CJSC. I hold a Master's Degree in Banking and a Bachelor's Degree in Finance from Armenian State University of Economics (ASUE), and a certificate in AI-Powered Project Management.

