Shaxzod User

Prepared daily reconciliation statements across multi-currency accounts and resolved transaction discrepancies to ensure accurate cross-border settlement. Monitored and processed international payment and transfer instructions to support timely execution in line with internal controls and regulatory requirements.

Designed and launched 35+ SME banking products across lending, deposit, and digital solutions, managing end-to-end development from client needs to regulatory sign-off and post-launch optimisation. Founded and managed the bank’s SME-focused official Telegram channel and collaborated with risk, compliance, and technology teams to align product design with Central Bank of Uzbekistan requirements.

Processed and reviewed mortgage applications end-to-end, including property compliance visits and support for loan approval decisions across a portfolio of 930 cases. Conducted client consultations and documentation review for both front- and back-office operations to build practical experience in retail lending and credit risk assessment.

Activities and societies: Relevant modules: Asset Pricing; Trading and Portfolio Construction; Applied Corporate Finance; Valuation; Financial Derivatives; Systematic Trading Strategies. Competed in the 2025 Bloomberg Global Trading Challenge.

MSc Investment and Finance candidate with coursework in asset pricing, portfolio construction, corporate finance, valuation, and financial derivatives. Competing in the 2025 Bloomberg Global Trading Challenge with a simulated equity and commodity portfolio.

Activities and societies: Dissertation: “Does Government Education Expenditure Alleviate Poverty? Evidence from Emerging Markets” using applied panel regression across 40+ developing economies.

BSc Economics with Finance with a dissertation examining whether government education expenditure alleviates poverty in emerging markets using panel regression and econometric modelling.