SG

Open to opportunities

Sanskar Gupta

@sanskargupta2

I turn financial and credit data into clear, compliant lending and business decisions.

What I'm looking for

I'm seeking a Financial Analyst role within a Big 4 professional services environment where I can apply financial analysis, credit risk assessment, compliance knowledge, and client-focused communication to support decision-ready insights.

I'm currently at Accio Job, where I perform financial and profile analysis to inform learner-financing decisions and support program enrollment. I partner with cross-functional teams to streamline loan disbursement workflows while balancing revenue goals with client satisfaction.

Previously, at Ujjivan Small Finance Bank, I analyzed financial statements and credit risk for more than 2,000 loan applications each month. I also monitored a ₹1.5 Crore loan portfolio, maintained audit-ready records across 1,500+ transactions, and supported microbanking expansion into five underserved markets.

At SmartAnts – The Smart Accountant, I supported financial analysis, budgeting, forecasting, and reporting. I led a communication workflow redesign across 10 departments that reduced paperwork by 75%.

With an MBA in Finance & Marketing, I use Excel, SQL, Power BI, Tableau, and financial modelling to turn complex information into decision-ready insights. I'm focused on bringing analytical rigor, compliance awareness, and a client-service mindset to financial analysis work.

Experience

Work history, roles, and key accomplishments

AJ

Current

Consultant

Current

Accio Job

Nov 2024 - Present (1 year 10 months)

Performed data-driven financial and profile analysis to inform learner financing decisions, improving conversion rates through structured, client-focused communication. Partnered with cross-functional teams to streamline loan disbursement workflows and delivered analytical insights to balance revenue growth with client satisfaction.

Financial Analysis Credit Risk Assessment Client Communication Cross Functional Collaboration Process Improvement Analytical Thinking

UB

Executive Trainee (Assistant Relationship Manager)

Ujjivan Small Finance Bank

Jul 2024 - Sep 2024 (2 months)

Performed financial statement and credit risk analysis on 2,000+ loan applications monthly, applying quantitative methods to support sound lending recommendations. Monitored and reported on a loan portfolio of approximately ₹1.5 Crore, ensuring accuracy, full regulatory compliance, and adherence to internal controls.

Financial Statement Analysis Credit Risk Assessment Regulatory Compliance Portfolio Monitoring Audit Support

SA

Finance Intern

SmartAnts – The Smart Accountant

Jun 2023 - Jul 2023 (1 month)

Supported financial analysis, budgeting, and forecasting deliverables through applied research and data review. Led a process re-engineering initiative that redesigned communication workflows across 10 departments, reducing paperwork by 75%.

Financial Analysis Budgeting Forecasting Process Improvement Zoho Books

Education

Degrees, certifications, and relevant coursework

CU

Chandigarh University

Master of Business Administration, Finance & Marketing

2022 - 2024

Pursued an MBA in Finance and Marketing, building a strong analytical foundation in financial modelling, variance analysis, and management reporting.

AC

Atal Bihari Vajpayee College of Arts & Commerce

Bachelor of Business Administration, Marketing

2019 - 2022

Completed a Bachelor of Business Administration with a focus on Marketing, gaining foundational business knowledge and analytical skills.

Tech stack

Software and tools used professionally

SQL

Tally

Zoho Books

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