Open to opportunities

Sanjay Kothyari

@sanjaykothyari

Message

Senior AML & Compliance professional driving risk mitigation, regulatory adherence, and governance improvements.

India

Message

What I'm looking for

I am seeking a compliance role where I can lead AML/CFT programs, strengthen controls, engage with regulators, and drive continuous improvement in financial crime prevention.

I am an ACCA-qualified Senior AML & Compliance professional with 8+ years' experience across financial compliance, AML/CFT frameworks, regulatory reporting, and fraud prevention. I hold the Certified Fraud Examiner (CFE) credential and have managed high-risk client portfolios while strengthening governance and internal controls.

In my current role as Business Analyst – AML & Compliance, I lead onboarding and periodic AML/CFT reviews, conduct client risk assessments, monitor transactions and ledgers for financial crime indicators, and develop SOPs to support compliance and audit readiness. Previously, I supported compliance-driven financial reporting, reconciliations, and audit engagements across industry and services roles.

I deliver practical improvements in policy, transaction monitoring, and control frameworks, and I engage effectively with stakeholders and regulators to ensure adherence to local and international AML regulations. I am focused on continuous professional development in AML regulations, financial crime prevention, and compliance governance.

Experience

Work history, roles, and key accomplishments

Current

Business Analyst - AML & Compliance

Current

Abacus (Seychelles) Limited

Jul 2023 - Present (2 years 7 months)

Lead AML/CFT compliance reviews for onboarding, periodic reviews and monitoring of a diversified, high-risk client portfolio; improved SOPs and supported audits to strengthen governance and regulatory adherence.

AML CFT Transaction Monitoring Risk Assessment SOP Development Regulatory Reporting Audit Support

Finance Associate - Compliance

EXL Service.com (India) Pvt. Ltd.

Feb 2018 - Sep 2019 (1 year 7 months)

Supported compliance-driven financial reporting and month/quarter/year close activities, prepared and reviewed journal entries and reconciliations, and developed SOPs to enhance internal controls.

Financial Reporting Journal Entries Reconciliations Internal Controls SOP Development Compliance Reporting

Senior Accounting Executive

Ahuja Sons Private Limited

Jan 2017 - Feb 2018 (1 year 1 month)

Managed receivables, cash and bank reconciliations, ensured statutory and tax compliance, coordinated with auditors and strengthened internal control procedures.

Reconciliations Cash Management Statutory Compliance Tax Compliance Internal Controls

Senior Audit Executive

Sweta Dabhi & Company

Apr 2015 - Dec 2016 (1 year 8 months)

Conducted statutory audits across industries with focus on internal controls and regulatory adherence, prepared audit working papers and ensured accurate statutory and taxation reporting.

Internal Controls Risk Management Tax Reporting & Compliance

Education

Degrees, certifications, and relevant coursework

Association of Certified Fraud Examiners

Certified Fraud Examiner (CFE), Fraud Examination

2023 - 2023

Obtained the Certified Fraud Examiner (CFE) credential in 2023, demonstrating expertise in fraud prevention, detection, and investigation.

Association of Chartered Certified Accountants

ACCA (Advanced Diploma in Accounting and Business; Professional Level), Accounting and Finance

2021 - 2023

Completed ACCA professional-level exams including SBL, SBR, AFM, and AAA, and holds the Advanced Diploma in Accounting and Business (2021) and Professional certifications (2023).