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Rupal Agarwal

@rupalagarwal1

Financial Analyst at PwC who reviewed 100+ real estate valuation models representing $200M+ in assets.

At PwC AC Kolkata, I reviewed and validated more than 100 real estate valuation models and reports representing $200M+ in assets across commercial, residential, and mixed-use properties. My work supported robust, well-substantiated valuation conclusions.

I analyzed property-level cash flows, rent rolls, market rent assumptions, capitalization rates, and discount rates. I used DCF modelling and scenario and sensitivity analysis to assess valuation assumptions and outcomes.

At VRMS & Co., I conducted concurrent audits of MSME and home loan portfolios for AU Small Finance Bank Ltd. At PwC, I also trained and supported new joiners and ensured compliance with IFRS (IASB) and RICS Valuation – Global Standards.

Experience

Work history, roles, and key accomplishments

Financial Analyst

PwC

Dec 2020 - Apr 2025 (4 years 4 months)

Reviewed and validated 100+ real estate valuation models and reports representing $200M+ in assets across commercial, residential, and mixed-use properties. Performed detailed financial analysis including DCF modelling, cash-flow analysis, and scenario/sensitivity analysis.

Valuation Financial Modeling DCF Cash Flow Analysis scenario analysis Sensitivity Analysis Market Research Excel IFRS RICS Standards Financial Reporting Stakeholder Collaboration Training Mentorship

Associate

VRMS & Co.

Apr 2019 - Sep 2019 (5 months)

Conducted concurrent audits of MSME and home loan portfolios for AU Small Finance Bank Ltd., reviewing financial information for accuracy and regulatory compliance. Performed analytical review of loan-related information and supporting documentation.

Concurrent Audit Financial Analysis Regulatory Compliance Attention To Detail Risk Awareness