Open to opportunities

Ricardo Paz

@ricardopaz

Message

I’m a business executive who drives corporate growth through finance, risk, and client relationships.

Honduras

Message

What I'm looking for

I’m looking to lead corporate and SME portfolios where I can apply financial analysis and risk assessment to credit decisions, strengthen long-term client relationships, and support strategic growth in a collaborative, compliance-focused environment.

I’m a business executive focused on portfolio growth, long-term client relationships, and strong financial decision-making. Across corporate and banking roles, I evaluate financial information, assess risk, and translate insights into strategic actions.

In my current role as Senior Business and Finance Executive, I directly oversee corporate clients with an emphasis on portfolio growth and relationship development. I collect, review, and validate financial, legal, and operational information, then analyze financial data and prepare reports to support internal strategy.

Previously, as Corporate Business Executive at Root Capital LLC, I managed a corporate portfolio with a clear focus on compliance, follow-up, and business growth. I performed financial analysis to determine repayment capacity, risk categories, and credit conditions, and I negotiated and coordinated disbursements under credit lines while prospecting and documenting new clients.

Earlier, I held commercial and SME banking leadership positions, including Managing SME and commercial portfolios at Banco Atlantida and leading an SME portfolio at BAC Credomatic with service quality, retention, and business growth. I also worked in alternative banking for SME clients—promoting and onboarding non-credit products, overseeing documentation and placement, and supporting efficient business operations.

Experience

Work history, roles, and key accomplishments

Current

Senior Business and Finance Executive

Current

Portside Co.

Dec 2024 - Present (1 year 8 months)

Oversees corporate clients, focusing on portfolio growth and long-term relationship development. Collects and validates financial, legal, and operational information and analyzes financial data to support strategic decisions.

Portfolio Management Client Relationship Management Financial Analysis Credit Risk Assessment Financial Reporting Data Validation Risk Assessment

Corporate Business Executive

Root Capital LLC

Nov 2022 - Dec 2024 (2 years 1 month)

Managed a corporate portfolio with a focus on compliance, follow-up, and business growth. Performed financial analysis to assess repayment capacity, risk categories, and credit conditions, and coordinated disbursements under credit lines.

Compliance Financial Analysis Credit Risk Assessment Repayment Capacity Analysis Negotiation Documentation

Commercial Banking SME Executive

Banco Atlantida

Mar 2022 - Nov 2022 (8 months)

Managed SME and commercial portfolios, prioritizing service quality, retention, and business development. Prospecting and analyzing new clients and coordinating credit disbursements and operational follow-up, including complementary products such as bank guarantees, international transfers, payroll services, and credit cards.

SME Banking Commercial Portfolio Management Financial Analysis Risk Assessment Bank Guarantee Payroll Services Credit Cards

SME Banking Business Executive

Bac Credomatic

Sep 2019 - Mar 2022 (2 years 6 months)

Managed an SME portfolio with a focus on service, relationship building, and business growth. Prospected and analyzed clients for financial product placement and coordinated credit disbursements and operational follow-up, including bank guarantees, international transfers, payroll services, and credit cards.

Client Relationship Management Financial Analysis Bank Guarantee Payroll Services Credit Cards

Alternative Banking Business Executive

Bac Credomatic

Jun 2018 - Jul 2019 (1 year 1 month)

Promoted and placed non-credit alternative banking products for SME and commercial clients to support business operations. Prospected new clients, identified opportunities within existing portfolios, and oversaw documentation, onboarding, and placement processes for alternative products.

Alternative Banking Products Needs Assessment product placement Documentation Onboarding