Rethabile Mofolo

I'm currently implementing and managing customer due diligence activities across the customer lifecycle at Bank of China (JHB), from onboarding and KYC reviews to relationship termination.

I assess customer risk using KYC information, adverse media, PEP and SOE exposure, industry and geographic factors, and other financial crime indicators. I also advise Relationship and Account Managers on risk appetite concerns, risk-rating changes, and escalations.

At Bidvest Bank, I investigated suspicious transaction activity, performed sanctions screening, completed enhanced due diligence reviews, and submitted SARs/STRs through the FIC's GoAML system. I prepared investigation reports and management reporting covering financial crime red flags, TBML risks, customer relationships, and control considerations.

I've supported AML/CFT policy development, regulatory change monitoring, KYC remediation, trade finance payment screening, and FIC information requests. My background in Economics Sciences, Risk Management, and AML compliance helps me apply practical, risk-based controls to customer relationships.