Ram Reddy

I’m a finance and compliance professional with more than 3.5 years of experience in transaction monitoring, identifying potentially suspicious activity through transaction analysis, and performing ongoing monitoring to detect and report indications of money laundering, PEPs, and other criminal activities.

At IBM India Pvt Ltd, I interrogate internal and external systems to gather information and validate Know Your Customer (KYC) details. I promptly escalate suspicious transactions/profiles, review alerted activity for the alerted review period, and assess the source and utilization of funds to determine whether the activity raises BSA/other financial fraud concerns. I also exercise my own judgement within clearly defined process parameters, document discrepancies for further investigation, and work closely with the Team Leader and the wider Team to maintain high performance.

Previously at NTT DATA Information Processing Services LTD, I reviewed transaction monitoring alerts in line with prescribed procedure and monitored transactions to detect fraud activities, money laundering, and marijuana activities. I conducted thorough research on customers to collect KYC information, PEP status, and adverse media, then prepared narratives that summarize review results to support decisions. I reviewed collected data to determine whether to non-issue the alert or escalate it for further investigation, documenting everything in the Actimize case tool; I also assisted with quality checks and provided training to newly joined associates.

I’m comfortable working with defined workflows while applying sound judgement to ensure investigations are accurate, well-documented, and timely. I bring an AML-focused mindset, attention to detail, and a commitment to quality—supported by an MBA in Finance and Marketing and practical exposure through finance/investor risk analysis during internships.