Rafia Rukmuddin
@rafiarukmuddin
Detail-oriented Accountant specializing in AR/AP, billing, and U.S. mortgage documentation accuracy.
What I'm looking for
I’m a detail-oriented Accountant with 2.5 years of experience supporting financial operations and U.S. mortgage processes, focused on accuracy and compliance in high-volume environments. I bring analytical thinking, process efficiency, and a commitment to reliable, timely financial reporting.
In my current role as an Accountant at Pruthvi Distributors, I manage FMCG billing operations, ensuring accurate financial transactions and timely resolution. I prepare and process E-Way Bills, generate and distribute customer invoices, monitor receivables with collection charts, and handle payment processing and account reconciliation. I also issue credit notes for sales returns, process Goods Receipt Notes (GRN) and stock inward entries, and conduct weekly physical and system stock verification to maintain inventory accuracy.
Previously, as an Accountant at Mahatma Foods, I recorded invoices and bills, maintained cash receipts, managed AP & AR vendor payments and follow-ups, and reconciled petty cash with proper documentation. Earlier, as a Process Analyst at Tactful System India Pvt Ltd, I collected and verified loan files, ran credit reports, tracked underwriting and loan closing timelines, and acted as a primary point of contact for clients—entering borrower and loan details accurately into mortgage and customer management systems.
Experience
Work history, roles, and key accomplishments
Accountant
Pruthvi Distributors
Jan 2025 - Present (1 year 5 months)
Managed FMCG billing operations, generating and cross-checking invoices with Delivery Challans, ensuring accurate dispatch and timely outlet supply. Prepared E-way bills, handled GST additions, monitored receivables with collection reports, and performed reconciliation and payment processing.
Accountant
Mahatma Foods
Dec 2023 - Dec 2024 (1 year)
Recorded and maintained invoices, bills, and cash receipts while managing accounts payable and accounts receivable through vendor payments and payment follow-ups. Oversaw petty cash documentation and reconciliation, and supported payroll processing and inventory/stock management operations.
Process Analyst
Tactful System India Pvt Ltd
May 2023 - Nov 2023 (6 months)
Collected and verified client documents (income proofs and financial statements) to build complete loan files and support underwriting decisions. Ran credit reports, assessed creditworthiness, maintained timelines for submissions and closings, and served as the primary point of contact through the mortgage process.
Education
Degrees, certifications, and relevant coursework
Dayananda Sagar Academy of Technology and Management
Bachelor of Commerce, Commerce
Grade: GPA: 8.9
Bachelor of Commerce (GPA 8.9) from Dayananda Sagar Academy of Technology and Management, affiliated to Bangalore University, completed in 2022.
Silicon City Pre-University College
Pre-University Course (PUC)
Grade: 89%
Completed Pre-University Course (PUC) in 2019 with a score of 89%.
Govt. School Agara
Secondary School Leaving Certificate (SSLC)
Grade: 89%
Completed S.S.L.C. in 2017 with a score of 89%.
Availability
Location
Authorized to work in
Job categories
Skills
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