Pranith Pashikanti

I’m a software engineer focused on lending decision systems, borrower-facing mobile journeys, and the operational workflows that keep them reliable. I build end-to-end experiences that connect Django services with React Native app flows and underwriting outcomes.

At Apollo Finvest, I’ve delivered repeat-borrower journeys and strengthened underwriting policies across A3–A5 and ST2 risk tiers, including DPD and active-loan validation, ladder transitions, eligible amounts, rejection handling, and policy traceability. I also made underwriting APIs idempotent and tightened KYC controls with one-user-per-PAN and device enforcement.

I build scalable data and reporting pipelines for credit bureaus (CIBIL, CRIF, Equifax, Experian), adding reporting-cycle validation and incremental selection. I’ve also shipped asynchronous CRM exports and AWS Batch collection-allocation reports, using SQS-triggered partner webhooks with Celery, Redis, DynamoDB, S3, and Lambda.

Previously, I built backend services for the ZeroTouch payroll platform—automating payroll calculations and adding immutable audit logs for traceability using FastAPI and SQLAlchemy. I also developed Python automation and demand-forecasting pipelines with BigQuery and Amazon Forecast, and maintain projects like a real-time Cricinfo Python library.