Prabesh Baral
@prabeshbaral
Banking and finance professional specializing in general banking, credit risk, and treasury operations.
What I'm looking for
I’m a banking and finance professional with over 5 years of experience in general banking, treasury operations, credit administration, remittance processing, and documentation management. I focus on accurate account operations, strong customer service, and dependable documentation.
In teller and credit-focused work, I process account opening and transfers, manage cheque requisitions and clearing, support internet banking services, and reconcile daily cash balances. I also prepare transaction reports and maintain cash packaging while ensuring compliance with credit policies and procedures.
On the credit side, I analyze loan applications, assess credit risk, monitor loan performance, and support recovery activities. I review loan files and borrower compliance, evaluate financial statements, and handle loan recovery and blacklist cases.
Previously, as a Documentation Officer, I prepared and processed documentation for overseas employment and coordinated visa processing and embassy submissions. I bring strong attention to detail, teamwork, and the ability to work effectively under pressure.
Experience
Work history, roles, and key accomplishments
Banking Teller/Credit
Lumbini Bikas Bank Limited
Feb 2024 - Present (2 years 5 months)
Handled general banking and teller operations, including account opening, transfers, cheque requisitions/clearing, and customer transaction processing. Supported credit work by analyzing loan applications, preparing credit documentation, monitoring loan performance, and assisting recovery activities.
Treasury & Credit Administration
ICFC Finance Limited
Dec 2020 - Aug 2023 (2 years 8 months)
Managed general banking and credit administration tasks, including account opening/transfers, cheque clearing, internet banking, remittance processing, and daily cash inflow/outflow. Performed treasury transactions and bill/government tax payments, prepared financial reports, and supported credit monitoring, blacklist cases, and loan recovery activities.
Documentation Officer
Young Manpower Pvt. Ltd.
Jan 2018 - Jan 2020 (2 years)
Prepared and processed overseas employment documentation, including work permits and visa-related submissions. Coordinated candidate interviews and mobilization, sourced candidates based on client requirements, and coordinated with domestic and international stakeholders.
Education
Degrees, certifications, and relevant coursework
KCMIT, Tribhuvan University
Bachelor of Business Administration (BBA), Business Administration
Completed a Bachelor of Business Administration (BBA) at KCMIT, affiliated with Tribhuvan University, in 2018.
Golden Gate International College
Intermediate in Management, Management
Completed an Intermediate in Management program at Golden Gate International College in 2013.
NobelAcademy
School Leaving Certificate (SLC), School Leaving Certificate (SLC)
Completed the School Leaving Certificate (SLC) at NobelAcademy in 2010.
Availability
Location
Authorized to work in
Job categories
Skills
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