Open to opportunities

Paola Paz

@paolapaz

I lead risk-based audits and regulatory reporting across banking, treasury, and financial risk.

At BNY, I led end-to-end risk-based audits across EMEA covering capital adequacy, treasury risk, and finance. I managed engagements from planning through reporting and contributed to Treasury execution and ICAAP reviews.

Previously, I produced FINREP, COREP, LCR, and Anacredit reporting at MLAdvisory and built credit-risk monitoring, portfolio analysis, and business intelligence solutions at Banco Mercantil Santa Cruz.

Experience

Work history, roles, and key accomplishments

Senior Internal Audit Specialist

Bank of New York (BNY)

Feb 2024 - Jul 2026 (2 years 5 months)

Led end-to-end risk-based audits across EMEA covering capital adequacy, treasury risk, and finance. Managed audit engagements from planning to reporting, including stakeholder walkthroughs, control testing, and issue identification.

Risk Based Audit ICAAP Regulatory Compliance Treasury Risk Capital Adequacy Audit Management Continuous Monitoring Issue Remediation Cross Functional Collaboration

Banking and Regulatory Consultant

MLAdvisory

Jun 2021 - Jan 2024 (2 years 7 months)

Produced regulatory reports including FINREP, COREP, LCR, and Anacredit in compliance with regulatory requirements. Contributed to the redesign and optimization of reporting processes and documented operational processes.

Regulatory Reporting FINREP COREP LCR AnaCredit Process Optimization Documentation Cross Report Controls EBA ECB SRB

Portfolio Analyst

Banco Mercantil Santa Cruz

Dec 2017 - Sep 2020 (2 years 9 months)

Participated in credit risk management including definition, monitoring, and analysis of key risk indicators. Conducted portfolio analysis and evaluation of non-performing loans, and recommended enhancements to credit risk policy.

Credit Risk Risk Monitoring Portfolio Analysis Non Performing Loan (NPL)Key Risk Indicators (KRIs)Policy Recommendations Stakeholder Coordination

Information and Strategy Analyst

Banco Mercantil Santa Cruz

Jun 2016 - Nov 2017 (1 year 5 months)

Developed and implemented loan recovery strategies to optimize recovery rates and minimize credit losses. Participated in credit risk management throughout the loan recovery stage and identified trends in the credit portfolio.

Loan Recovery Credit Risk Risk Reporting Trend Analysis Business Intelligence Strategy Development

Financial Risk Monitoring Analyst

Banco Mercantil Santa Cruz

Feb 2014 - May 2016 (2 years 3 months)

Monitored and assessed credit, economic, liquidity, and market risk to support overall risk management. Analyzed macroeconomic variables and evaluated economic sectors to identify trends and risk concentrations.

Credit Risk Market Risk Liquidity Risk Economic Analysis Risk Monitoring Regulatory Compliance Business Intelligence Risk Reporting

Education

Degrees, certifications, and relevant coursework

Universidad de Navarra

Master, Banking and Financial Regulation

2020 - 2021

Master in Banking and Financial Regulation from Universidad de Navarra, completed in 2021.

Universidad Privada Boliviana

Master of Business Administration, Business and International Trade

2012 - 2012

Grade: Distinction

Master of Business Administration with Academic Major in Business and International Trade, graduated with distinction.

Universidad Privada Boliviana

Bachelor of Sciences, Financial Engineering

2008 - 2011

Grade: Summa Cum Laude

Activities and societies: Mention of Academic Excellence in seven semesters.

Bachelor of Sciences in Financial Engineering with Academic Major in Stock Market, graduated with Summa Cum Laude and academic excellence in seven semesters.