Open to opportunities

panchal rahul

@panchalrahul

Financial trader and market analyst specializing in equity, derivatives, and fundamental/technical analysis to drive risk-adjusted returns.

India

Message

What I'm looking for

I’m looking for a career where my skill, functional experience, and educational knowledge are fully utilized—where I can tackle challenges, contribute to portfolio/client outcomes, and get the opportunity to learn new things.

I’m a CFA-trained financial professional and currently work as an “Independent Financial Trader and Market Analyst.” My goal is clear: “to achieve success in life through hard work, sincerity and honesty,” and to build value by combining market insight with disciplined execution.

In my trading work, I actively manage personal capital and execute equity investments as well as derivatives/options strategies to maximize “risk-adjusted returns.” I run deep-dive technical and fundamental analysis on market trends, sector rotations, and macroeconomic indicators, and I evaluate balance sheets, cash flows, and valuation metrics to find long-term investment opportunities.

Before going independent, I developed strong client-facing and revenue-growth experience across banks, including “Preferred Relationship Manager” at HDFC Bank Ltd. I managed and reviewed client portfolios to align with market conditions and financial objectives, selling wealth management products (Mutual Funds, Insurance), loans, and savings accounts while focusing on compliance and a high-touch customer experience.

I also brought breadth from roles such as “Relationship Manager,” “Key Account Manager,” and “Service Delivery Manager,” where I supported onboarding, service delivery, and activation through non-branch channels like net banking and mobile banking. Earlier, at a co-operative bank, I worked on loan-business processes—checking eligibility, analyzing financials (including profitability/break-even/sensitivity), and supporting sanctioning and disbursement—so I understand both analysis and execution end-to-end.

Experience

Work history, roles, and key accomplishments

Current

Independent Financial Trader

Current

Self-Employed

Jul 2023 - Present (3 years)

Actively managed personal capital through equity and derivatives/options strategies, aiming for risk-adjusted returns. Performed technical and fundamental analysis and evaluated company financial statements and valuation metrics for long-term investment opportunities.

Derivatives Options Trading Risk Adjusted Return Technical analysis Fundamental analysis Macroeconomic Analysis Financial Statement Analysis Financial Metrics Portfolio Management

Preferred Relationship Manager

HDFC Bank Ltd

Mar 2023 - Jun 2023 (3 months)

Managed and reviewed client portfolios aligned to market conditions and clients’ financial objectives. Sold banking and third-party products including wealth management, loans, and savings products, and supported business growth through customer referrals and catchment activities.

Client Portfolio Management Relationship Management Wealth Management Sales Mutual Funds Insurance Sales Bank Loan Products Liability Growth Referrals Banking Compliance

Relationship Manager Royale

Au Small Finance Bank

May 2022 - Feb 2023 (9 months)

Acquired new clients and serviced existing clients by cross-selling banking products to grow the liability base. Activated clients on non-branch delivery channels and ensured compliance-focused client service.

Client Acquisition Cross Selling Liability Growth Mobile Banking Compliance

Relationship Manager Yes Premia

Yes Bank Ltd

Feb 2022 - May 2022 (3 months)

Managed customer portfolios and maintained relationships to enhance customer experience. Worked toward liabilities and investment targets, provided advisory and restructuring solutions, and cross/up-sold investment advisory products while following compliance processes.

Portfolio Management Goal Based Investment Planning Restructuring Advisory Cross Selling PMS Banking Compliance Customer Service

Key Account Manager

Indusind Bank Ltd

Oct 2021 - Feb 2022 (4 months)

Managed mapped clients’ banking needs by acquiring new clients and family accounts and cross-selling banking products. Grew the liability base, activated clients on non-branch delivery channels, and ensured compliance while selling bank and third-party products.

Key Account Management Client Acquisition Cross Selling Liability Growth Non Branch Channel Activation Mobile Banking Video Branch Compliance

Service Delivery Manager

Indusind Bank Ltd

Feb 2020 - Sep 2021 (1 year 7 months)

Serviced mapped clients by acquiring new clients and cross-selling banking products, while supporting branch operations. Handled account-opening and KYC processing, clearing and payment operations (RTGS/NEFT), issuance of instruments, and FD/RD processing including locker operations.

Client Acquisition Cross Selling Front Desk Operations Account Opening KYC RTGS NEFT Outward Clearing Cheques Demand Drafts Locker Operations Internet Banking Activation

R. Clerk

He Cosmos Co-Operative Bank Ltd

Nov 2014 - May 2016 (1 year 6 months)

Processed loan-business activities including eligibility checks and financial analysis for loan proposals. Supported loan sanctioning and disbursement, compliance reporting, and coordination with head office, audit staff, and legal functions.

Loan Processing Financial Analysis Profitability Analysis Break Even Analysis Sensitivity Analysis Disbursal Compliance Reporting Audit Coordination Legal Coordination

Junior Assistant

Manappuram Finance Ltd

Jun 2011 - Jun 2012 (11 months)

Handled customer needs by suggesting suitable loan schemes and supporting account-related queries. Worked on DOT NET and maintained accounts, including checking and maintaining records.

Loan Scheme Advisory .NET Customer Account Queries