
Nikhil OT
@nikhilot
Deputy Manager – Asset Operations at ICICI Bank Ltd, handling business loan proposal approvals, document verification, and disbursements.
What I'm looking for
At ICICI Bank Ltd, I worked as Deputy Manager – Asset Operations, approving business loan proposals, verifying loan documents, and handling disbursements.
At Sundaram Finance Ltd, I worked in cashier and branch accountant operations, managing daily cash transactions and supporting customers with loan accounts. I also handled vehicle and diesel finance documentation, internal auditing, and account settlements.
Earlier, I worked in back office operations at Mahindra & Mahindra Financial Services Ltd, as a Business Development Executive at Axis Bank Ltd, and as a Junior Accountant at Azzad Trading Group Kuwait. I hold an M.Com in Finance from Bharathiar University.
Experience
Work history, roles, and key accomplishments
Deputy Manager – Asset Operations
ICICI Bank Ltd
Apr 2023 - Mar 2026 (2 years 11 months)
Approved business loan proposals, verified business loan documents, and managed business loan disbursement.
Cashier/Branch Accountant - Operations
Sundaram Finance Ltd
Nov 2016 - Aug 2022 (5 years 9 months)
Managed daily cash operations, customer inquiries, loan documentation, and internal auditing. Handled loan account settlements and closures.
Cashier/Back Office Operations
Mahindra & Mahindra Financial Services Ltd
Dec 2014 - Oct 2016 (1 year 10 months)
Handled daily cash management, back office operations, internal auditing, and loan account settlements and closures.
Business Development Executive
Axis Bank Ltd
Sep 2014 - Dec 2014 (3 months)
Promoted current accounts, savings accounts, and fixed deposits.
Junior Accountant
Azzad Trading Group Kuwait
Jan 2012 - Sep 2013 (1 year 8 months)
Recorded journal entries, handled cash and cheque payments, collected invoices, and managed sales and purchase entries.
Education
Degrees, certifications, and relevant coursework
Bharathiar University
M.Com, Commerce
Grade: 68%
Completed Master of Commerce with 68% marks in 2011.
Kannur University
B.Com, Commerce
Grade: 54%
Completed Bachelor of Commerce with 54% marks in 2009.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Job categories
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