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Muhammad Wali UllahMU
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Muhammad Wali Ullah

@muhammadwaliullah

Senior software engineer building scalable, secure event-driven microservices for FinTech with AWS and Java.

Australia
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What I'm looking for

I’m looking to build compliant, high-performance FinTech backend systems—scalable event-driven microservices on AWS—while owning integrations, APIs, and production support within fast Agile/Scrum teams.

I’m a Senior Software Engineer with 5+ years of experience in backend development for FinTech, focused on scalable, secure, event-driven microservices. I build high-performance systems that support real-world transaction flows and demanding integration requirements.

In my recent role at CloudCard Inc., I lead backend engineering efforts to enhance middleware platforms and optimize API performance for financial integrations. I mentor junior engineers, collaborate cross-functionally to strengthen CI/CD pipelines, and oversee scalability, reliability, and compliance across payment processor and third-party API integrations.

Earlier, I developed Java Spring Boot APIs and event-driven microservices using AWS SQS and Kinesis to manage high-volume financial transactions. I also optimized database queries and implemented distributed caching strategies, improving API response time by 35%.

I enjoy working in Agile/Scrum environments and taking ownership of production support, REST API development, and distributed systems. My expertise spans AWS messaging and monitoring (SQS, Kinesis, CloudWatch), PostgreSQL/SQL, and API integrations with payment processors, KYC vendors, and ACH.

Experience

Work history, roles, and key accomplishments

CI
Current

Senior Software Engineer

CloudCard Inc.

Jul 2025 - Present (1 year)

Led backend engineering efforts to enhance middleware platforms and optimize API performance for financial integrations. Mentored junior engineers, improved CI/CD pipelines, and supported scalable, reliable, compliant operations across payment processor and third-party API integrations.

CI

Software Engineer

CloudCard Inc.

Jan 2023 - Jun 2025 (2 years 5 months)

Developed Java Spring Boot APIs and event-driven microservices using AWS SQS and Kinesis to process high-volume financial transactions. Optimized database queries and introduced distributed caching to improve API response time by 35%, and upgraded services to Java 21 and Spring Boot LTS.

Education

Degrees, certifications, and relevant coursework

Macquarie University logoMU

Macquarie University

Master of IT in Artificial Intelligence, Artificial Intelligence

2026 -

Pursuing a Master of IT in Artificial Intelligence at Macquarie University (Feb 2026–present).

Punjab University College of Information Technology (PUCIT) logoPP

Punjab University College of Information Technology (PUCIT)

Bachelor of Science in Information Technology, Information Technology

2017 - 2021

Earned a Bachelor of Science in Information Technology from PUCIT (Jul 2017–Jun 2021).

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