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Mike Padilla

@mikepadilla

Finance and business analyst at Citi who delivered an enterprise Risk Governance Workflow Tool and improved financial operations.

United States
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At Citi, I delivered an enterprise-wide Risk Governance Workflow Tool that transformed manual risk and finance operations into automated workflows. I also mapped end-to-end data processes and supported requirements, planning, and user acceptance testing.

At USAA, I resolved three internal Risk and Compliance issues and developed SQL-based reporting and quality checks in Snowflake. I also designed workflow models and helped implement approval controls for Salesforce “Front Door.”

At Bank of America, I worked on financial reporting, ledger conversion, and process improvement projects. I identified more than $1M in cost savings and helped simplify trial balance processes, reducing IT legacy costs and P/L interest expenses by approximately $2M.

Experience

Work history, roles, and key accomplishments

Citi logoCI

Senior Business Analyst Consultant

Oct 2024 - Oct 2025 (1 year)

Delivered an enterprise-wide Risk Governance Workflow Tool as part of a multi-year finance transformational modernization initiative. Designed end-to-end data process maps and pipelines, created business process models, and produced source-to-target system mappings.

USAA logoUS

Business Strategy Analyst Senior

Nov 2020 - Oct 2023 (2 years 11 months)

Assessed process risks and delivered business solutions across Bank Data and Analytics organization. Resolved complex internal issues related to Risk & Controls Self-Assessment and Process Risk & Controls Inventory, and designed business process models and control flows.

Bank of America logoBA

Assistant Vice President, Senior Financial Analyst

Sep 1999 - Jun 2019 (19 years 9 months)

Delivered financial management and regulatory reporting, Month End accounting, GL conversion and trading platform migration projects. Conducted UAT financial reporting and reconciliations, and produced regulatory financial reporting for various forms.

Education

Degrees, certifications, and relevant coursework

Scrum Alliance logoSA

Scrum Alliance

Certified Scrum Product Owner (CSPO), Scrum

2025 - 2025

Certified Scrum Product Owner (CSPO) from Scrum Alliance in 2025.

Scrum Alliance logoSA

Scrum Alliance

Certified ScrumMaster (CSM), Scrum

2024 - 2024

Certified ScrumMaster (CSM) from Scrum Alliance in 2024.

International Institute of Business Analysis logoIA

International Institute of Business Analysis

IIBA Membership, Business Analysis

2024 - 2024

Member of the International Institute of Business Analysis (IIBA) in 2024.

PR

Prosci

Change Management Practitioner (CMP), Change Management

2023 - 2023

Change Management Practitioner (CMP) from Prosci in 2023.

HC

Hamilton College

Bachelor of Arts, Economics

Bachelor of Arts in Economics from Hamilton College.

Corporate Finance Institute logoCI

Corporate Finance Institute

Power BI Fundamentals, Data Visualization

2025 - 2025

Completed Power BI Fundamentals from Corporate Finance Institute in 2025.

Salesforce - Trailhead Academy logoSA

Salesforce - Trailhead Academy

Tableau Desktop I: Fundamentals, Data Visualization

2023 - 2023

Completed Tableau Desktop I: Fundamentals from Salesforce Trailhead Academy in 2023.

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