Manzar Abbas
@manzarabbas1
Credit operations intern at Zarai Taraqiati Bank Limited who reviewed ~100 loan files and followed up with borrowers.
PakistanWhat I'm looking for
At Zarai Taraqiati Bank Limited (ZTBL), I reviewed ~100 loan application files, checking eligibility, land ownership, and collateral. I also followed up with 35–40 borrowers about overdue repayments and supported the credit cycle from field verification through loan disbursement.
At Linkup (Powered by Tufa Telecommunications), I managed billing data for 1,000+ customers, and Excel reporting helped lift collections 20–25%. I also supported bank reconciliations and month-end reporting, helping cut billing complaints by 15%.
Experience
Work history, roles, and key accomplishments
Credit & Operations Intern
Zarai Taraqiati Bank Limited (ZTBL)
Jul 2026 - Aug 2026 (1 month)
Reviewed approximately 100 loan application files, verifying eligibility, land ownership, and collateral. Followed up with 35–40 borrowers on overdue repayments and supported the full credit cycle from field verification to loan disbursement.
Co-Founder & Team Lead
Veloura
Sep 2025 - Dec 2025 (3 months)
Co-led a 5-member team and co-managed PKR 50,000 in capital and final financial decisions. Sold approximately 583 units for about PKR 116,600 in gross sales, achieving 2.3x return on invested capital.
Business Analyst Intern
Linkup (Powered by Tufa Telecommunications)
Jun 2025 - Sep 2025 (3 months)
Managed billing data for over 1,000 customers and used Excel reporting to help lift collections by 20–25%. Supported bank reconciliations and month-end reporting, helping reduce billing complaints by 15%.
Education
Degrees, certifications, and relevant coursework
Bahria University
Bachelor of Science, Accounting & Finance
Grade: 3.45/4.00
Activities and societies: Coursework in Financial Reporting, Auditing, Cost & Managerial Accounting, and Financial Statement Analysis.
Pursuing a BS in Accounting and Finance with a CGPA of 3.45/4.00, expected to graduate in Fall 2027.
Tech stack
Software and tools used professionally
Availability
Location
PakistanAuthorized to work in
Salary expectations
Social media
Job categories
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