MALLA RAGHURAM

I’m a results-driven Anti-Money Laundering (AML) and Financial Crime Analyst with 9+ years of experience across fintech and Tier-1 banks (Revolut, HSBC, ANZ). I specialize in transaction monitoring, enhanced due diligence (EDD), KYC/CDD, and Suspicious Activity Report (SAR) escalation across FCA, AUSTRAC, and FinCEN frameworks.

In my current role as a Senior AML Analyst, I investigate 30–40 complex transaction monitoring alerts daily across digital payments, crypto, and business account products—consistently meeting 24-hour SLA targets. I conduct EDD reviews and customer risk profiling on 50+ high-risk accounts monthly, including PEP screening and adverse media checks via World-Check and LexisNexis.

I’m known for audit-ready documentation and strong SLA adherence, drafting and escalating SARs to the MLRO in line with FCA requirements. I also improved operational efficiency, contributing to a 15% reduction in average case closure time through better documentation templates, and I’ve identified structuring patterns across linked accounts to trigger coordinated SAR submissions and account closure actions.

Previously at ANZ and HSBC, I reviewed and resolved 20–25 AML alerts daily using Norkom (AUSTRAC SLAs), and managed daily queues of 20–30 alerts across multiple jurisdictions (FCA/FinCEN/MAS). I’ve supported training and remediation initiatives—mentoring 4 junior analysts and contributing to a review of 500+ dormant accounts for KYC deficiencies—while maintaining consistently high investigation quality.