Utkarsh Gupta

I’m a Senior AML & Financial Crime Compliance Analyst with 4+ years of experience across KYC, KYB, CDD, EDD, and transaction monitoring in both traditional banking and cryptocurrency environments. I focus on high-risk investigations and regulatory compliance aligned with FATF, BSA/AML, and OFAC frameworks.

In my current role as Senior Associate – WNS, I led EDD and SAR/STR pilot programs, helped drive SOP development, and contributed to risk framework design. I conduct 30+ complex EDD investigations monthly, including UBO, SoW/SoF, sanctions, and adverse media, and I draft SAR/STR narratives for L2 investigations.

Previously at Revolut, I managed KYB onboarding reviews across high-risk jurisdictions and completed 40+ CDD/EDD reviews weekly. I identified and escalated onboarding risks, then improved case accuracy through QA reviews.

Earlier, I supported KYC, CDD, EDD, and transaction monitoring at AML RightSource and performed KYC/transaction reviews at GlobalLogic, maintaining audit-ready documentation throughout. Across roles, I use tools like Chainalysis, TRM Labs, Actimize, and World-Check to investigate, classify risk, and document decisions clearly.