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Luis Quijada Serrano

@luisquijadaserrano

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I am a senior IT executive driving fintech transformation, governance, and scalable product and platform delivery.

Spain

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What I'm looking for

I seek senior leadership roles where I can drive fintech product and platform transformation, strengthen governance and regulatory readiness, and scale engineering teams within collaborative, growth-oriented organisations.

I am a self-taught information technology executive with 15+ years leading IT transformation and product innovation in regulated financial environments. As CTO I scaled engineering from small teams to 30+ professionals and architected flagship banking and remittance platforms.

I focus on building secure, compliant, and scalable systems — obtaining and maintaining ISO 27001 and 22301, delivering PSD2/GDPR/DORA readiness, and integrating Fraud/AML and eKYC solutions. I combine governance, risk management and service/API design to enable full-stack digital access across web and mobile.

My earlier work as a consultant and project lead delivered mission-critical fintech solutions across multiple countries, defining functional specifications and technical architectures. I enjoy guiding cross-functional teams to operationalize secure, auditable, and market-ready financial services.

Experience

Work history, roles, and key accomplishments

Chief Technology Officer

Moneytrans

Jan 2016 - Jan 2025 (9 years)

Led IT transformation at Moneytrans, scaling engineering from 5 to 30+ and architecting the Smile Account platform combining payment accounts, debit cards, and remittance services. Implemented security and continuity frameworks achieving ISO 27001/22301 and delivered PSD2/GDPR/DORA compliance across EU products.

IT Governance Cybersecurity PSD2 DORA ISO 27001)APIs

Lead Consultant / Project Manager

Grey Systems

Jan 2008 - Jan 2016 (8 years)

Progressed from developer to lead consultant, designing and building the unified Moneytrans core system across five countries and enabling clients to enter the international remittance market. Managed full project lifecycles and delivered mission-critical architectures and functional specifications for fintech clients in Asia and North America.

Project Management Software Architecture Stakeholder Management Fintech Swift SEPA Delivery Management

Research and investigation Consultant

Atos Origin

Jan 2006 - Jan 2008 (2 years)

Contributed to EU-funded projects focused on AI semantic reasoning and led a private project as project manager, delivering research and software components. Coordinated research activities and produced technical documentation for funded initiatives.

AI Research Project Management Software Development Documentation

Education

Degrees, certifications, and relevant coursework

Self-taught

Self-taught, Information Technology

Activities and societies: Independent study, hands-on fintech projects, and continuous professional development in cybersecurity, APIs, and cloud technologies

Self-taught information technology professional with 15+ years of practical experience in IT transformation, fintech product development, and regulatory compliance.