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Laurensia Lidya

@laurensialidya

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Analytical SME Credit Analyst with a passion for financial management.

Indonesia

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What I'm looking for

I am looking for a role that fosters growth, values collaboration, and allows me to leverage my analytical skills in financial management.

I am a dedicated SME Credit Analyst with a strong academic background in Global Financial Management, having graduated from Tamkang University with a GPA of 3.98. My experience includes evaluating credit applications and conducting thorough due diligence, ensuring compliance and timely disbursements. I thrive in collaborative environments, partnering with legal teams and relationship officers to drive successful outcomes.

Previously, I served as an English Language Teaching Assistant, where I developed engaging curricula that improved English proficiency for over 250 students. I also pioneered a Pen Pal program that connected Taiwanese and Indonesian students, enhancing their global awareness. My commitment to education and cross-cultural communication has been a cornerstone of my professional journey.

Experience

Work history, roles, and key accomplishments

Current

SME Credit Analyst

Current

PT Bank Central Asia

Oct 2024 - Present (7 months)

Evaluated SME credit applications through detailed analysis of financial reports, bank transactions, and cash flow trends. Conducted end-to-end due diligence, including business interviews, site visits, and trade checking. Partnered with Relationship Officers and legal teams to ensure timely, compliant credit disbursements.

Financial Reporting Due Diligence Cash Flow Analysis Legal Compliance Relationship Management Interviewing

Financial Management Teaching Assistant

Tamkang University

Sep 2022 - Present (2 years 8 months)

Supported the professor in teaching and grading, enhancing learning outcomes for 70+ students. Collaborated with the professor in creating lesson plans and assessment rubrics, ensuring clarity and fairness.

Grading Lesson planning Financial Management

English Language Teaching Assistant

Taiwan Ministry of Education (ELTA North Center)

Aug 2022 - Present (2 years 9 months)

Collaborated with 4 co-teachers to create an engaging curriculum that improved English proficiency among 250+ students. Pioneered a Pen Pal program connecting 90 Taiwanese 3rd-grade students with 30 Indonesian students, enriching students’ global awareness. Introduced interactive learning experiences through digital design applications, enhancing students' engagement and comprehension.

Curriculum Development Digital Design Program Management

Education

Degrees, certifications, and relevant coursework

Tamkang University

Bachelor of Business Administration, Global Financial Management

Grade: 3.98 / 4.00

Activities and societies: Led a team of English Chat Leaders at Chat Corner, improving spoken English skills for 100+ students. Co-organized cultural and artistic events in collaboration with the Indonesian Student Association, art club, and piano club.

Pursued a Bachelor of Business Administration in Global Financial Management. Achieved a GPA of 3.98 out of 4.00, placing in the top 7.04% of the department. This program provided a comprehensive understanding of financial principles and global business strategies.

National Taipei University of Technology

Bachelor of Arts, Interaction Design

Grade: 3.83 / 4.00

Activities and societies: Member of the university swimming team.

Completed the first year of a Bachelor of Arts in Interaction Design. The curriculum focused on foundational principles of design and user interaction. Achieved a GPA of 3.83 out of 4.00 during this period.