Kirana Maharani

Oversee credit risk assessment and portfolio management for Indonesian state-owned enterprises across multiple sectors. Evaluate corporate credit proposals, financial performance, and industry-specific risks to support strategic credit decisions.

Led end-to-end credit risk assessment and monitoring for a corporate client portfolio with total credit exposure exceeding IDR 600 billion. Developed risk-scoring approaches and early-warning indicators to identify emerging borrower risks.

Conducted end-to-end corporate credit assessment and portfolio monitoring for clients with total credit exposure exceeding IDR 350 billion. Performed portfolio stress testing and scenario analysis to assess borrower resilience.

Evaluated mass and energy balances in the urea synthesis section and supported process engineers in reviewing equipment performance.

Designed member training to strengthen soft skills and petroleum knowledge; expanded recruitment across engineering disciplines.

Organised a two-day development programme on project planning, prioritisation, personal branding and networking, with speakers from Astra Honda Motor and L’Oréal.

Delivered two webinars on team building and communication, collaborating with speakers from Pertamina and Unilever.

Completed Financial Statement Validation (Specific) training.

Completed ESG Industry Risk Assessment training.

Completed Industry Expertise training in Palm Oil Industry.

Completed Wholesale Banking School in 2021, 2022, and 2023.

Completed Industry Expertise training in Renewable Energy.

Completed Risk Management Competency Certification Level 1.

Completed Stellar Women Entrepreneurship Academy.

Grade: 3.65/4.00

Bachelor's degree in Chemical Engineering with a GPA of 3.65/4.00.