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Kristel Nermal

@kristelnermal

Remote bookkeeper supporting businesses across four countries, managing full-cycle bookkeeping with QuickBooks Online and Xero.

Philippines

Message

I supported businesses across the US, Canada, Australia, and the UK through remote bookkeeping work. At RM Bookkeeping Services, I managed invoicing, payables and receivables, reconciliations, payroll, journal entries, and financial reporting.

At BRG and WeCan Virtual Solutions, I handled customer invoices, vendor bills, transaction categorization, bank reconciliations, payroll, and financial reports. I used ADP for payroll at BRG and updated records with Microsoft Excel and Google Sheets at WeCan Virtual Solutions.

My banking experience includes serving as a Bank Manager and Loans Officer at DCDB, Inc., as well as bookkeeping roles in banking. I'm a QuickBooks Online Certified ProAdvisor and Certified Xero Advisor, with a Bachelor of Science in Accountancy from Bukidnon State University.

Experience

Work history, roles, and key accomplishments

Remote Bookkeeper

RM Bookkeeping Services

Oct 2024 - Aug 2026 (1 year 10 months)

Managed full-cycle bookkeeping including invoicing, bill recording, transaction categorization, bank reconciliations, financial reporting, payroll processing, and accounts payable/receivable. Also handled client communications and administrative tasks.

Invoicing Accounts Payable Accounts Receivable Bank Reconciliation Financial Reporting Payroll Processing Journal Entries Client Communication

Remote Bookkeeper

BRG

Jan 2024 - Sep 2024 (8 months)

Created and managed invoices, followed up on overdue payments, processed payroll using ADP, monitored accounts receivable and payable, and prepared financial reports.

Invoicing Payroll Processing ADP Accounts Receivable Accounts Payable Financial Reporting Client Communication

Bank Manager

DCDB, Inc.

Jan 2018 - Dec 2023 (5 years 11 months)

Oversaw daily bank operations, supervised employees, developed marketing plans, maintained client relationships, and reviewed performance to increase income, deposits, and loans.

Banking Operations Team Supervision Marketing Customer Relationship Management Performance Reviews

Remote Bookkeeper

WeCan Virtual Solutions

Feb 2020 - Nov 2023 (3 years 9 months)

Handled invoicing, bill payments, transaction categorization, bank reconciliations, financial reporting, and payroll processing. Updated financial records using Microsoft Excel and Google Sheets.

Invoicing Accounts Payable Accounts Receivable Bank Reconciliation Financial Reporting Payroll Processing Excel Google Sheets

Loans Officer

DCDB, Inc.

Sep 2016 - May 2018 (1 year 8 months)

Promoted loan products, prepared loan proposals, inspected properties, reviewed borrower financials, and monitored loan balances and repayments.

Loan Processing Credit Analysis Property Inspections Client Relations Loan Monitoring

Loans Bookkeeper

Banking Experience

Oct 2007 - Sep 2016 (8 years 11 months)

Prepared journal entries for loan transactions, calculated loan payments, prepared loan documents, monitored loan balances and accounts receivable, and prepared periodic reports.

Journal Entries Loan Accounting Accounts Receivable Financial Reporting Client Relations

General Bookkeeper

Banking Experience

Feb 2007 - Oct 2007 (8 months)

Recorded daily transactions, posted to general ledger, checked journal entries, maintained trial balance, monitored accounts payable, and prepared reconciliation and periodic reports.

General Ledger Accountant Journal Entries Trial Balances Accounts Payable Bank Reconciliation Financial Reporting