At Ujjivan Small Finance Bank, I monitor balance sheet risk across ALM, LCR, NSFR, and IRRBB, supporting RBI compliance and internal risk appetites.
I conduct liquidity stress testing, scenario analysis, and market risk reporting for ALCO and senior leadership. I also helped design the bank’s Funds Transfer Pricing framework and automated profitability reporting across branches and business units.
Earlier, I led statutory, RBI-mandated, and internal audits at B K Ramadhyani & Co LLP, covering banking, public sector, and multinational manufacturing clients. I bring CA and FRM credentials alongside experience in budgeting, forecasting, P&L analysis, regulatory reporting, and financial controls.
