Open to opportunities

Sneha Shah

@snehashah

Message

Internal audit and risk compliance leader with 10+ years in banking and regulatory reporting.

India

Message

What I'm looking for

I’m looking to lead internal audit and risk controls work in banking/financial services—owning regulatory reporting, RCSA, and operational risk reporting—while driving process improvement, control quality, and audit-ready outcomes with cross-functional teams.

I’m a seasoned audit, risk controls, and regulatory reporting professional with over 10 years of experience across Banking and Financial Services. I strengthen control environments through risk-based audits, issue validation, and risk mitigation, bringing a detail-oriented approach to every engagement.

In internal audit and risk advisory roles (including J.P. Morgan, Credit Suisse/Allegis, Citibank, EY, Kotak Mahindra Bank, and KPMG), I’ve delivered regulatory-aligned audits and governance packs for APAC leadership, ensuring timely submissions and 100% audit-readiness. I’ve built and supported frameworks grounded in Basel III, COSO, and IFC, including Risk Control Self-Assessment (RCSA) and operational risk issue detection and resolution.

I also own hands-on risk reporting and controls work—covering daily P&L, trade compliance checks, VaR analysis, back-testing, and regulatory filings—while driving process improvement and optimization using tools like E-Audit. I’m energized by combining audit rigor with data analytics to identify gaps early and improve how teams execute controls end-to-end.

Experience

Work history, roles, and key accomplishments

Associate - Internal Audit

J.P. Morgan India Services Pvt. Ltd.

Jun 2021 - Mar 2022 (9 months)

Performed risk-based audits for the Asset and Wealth Management division for APAC, executing planning, testing, sampling, and audit reporting. Conducted audits aligned to HKMA/MAS and MiFID II, validating issues and recommending control and risk mitigation improvements.

Audit Plans Regulatory Compliance (HKMA MAS MiFID II)Risk Mitigation Audit Reporting

Senior Risk Analyst

Allegis Services India Pvt. Ltd.

Feb 2019 - Jun 2021 (2 years 4 months)

Delivered APAC retail governance packs and supported Product COOs with Due Diligence Questionnaires (DDQs) and RFP/PFS responses to improve client onboarding efficiency. Managed market and operational risk reporting, including daily P&L, trade compliance checks, VaR analysis, back-testing, and regulatory filings, ensuring 100% audit-readiness and timely compliance.

Retail Governance Packs Due Diligence RFP PFS Support Operational Risk Management Regulatory Filings

Assistant Manager, Trade Ops

Citibank N.A.

Sep 2018 - Feb 2019 (5 months)

Owned clearing and settlement of cheques, monitoring inward clearing and processing returns and settlements through NPCI. Managed end-to-end in-house clearing, including reconciliation of internal suspense and RBI mirror accounts and verification of accounting entries across systems.

Clearing & Settlement NPCI Cheque Processing Reconciliations RBI Mirror Account Monitoring Internal Suspense Accounts Accounting Entry Verification

Consultant, Risk Advisory

Ernst & Young LLP

Feb 2016 - Jan 2018 (1 year 11 months)

Issued risk assessment and regulatory reporting deliverables for Deutsche Bank India, ensuring 100% timely submissions aligned with RBI and MAS guidelines through cross-border collaboration. Conducted risk assessments, performed IFC testing, designed RCSA frameworks, and led concurrent audit and regulatory reporting for Citibank fixed income and money market deals.

Regulatory Reporting Risk Assessment Concurrent Audit Fixed Income & Money Market Settlement Banking Compliance

Deputy Manager, Risk Audit

Kotak Mahindra Bank

May 2014 - Feb 2015 (9 months)

Served as core auditor of the thematic audit for Priority Sector Lending, ensuring 100% compliance with RBI guidelines and internal policies. Executed payments audits to reduce discrepancies and revitalized stress testing on distressed portfolios to improve early NPA risk identification and mitigation.

Priority Sector Lending Audit RBI Compliance NPA Monitoring Thematic Audits Risk Mitigation

Audit Assistant

M/s Darshan Shah & Co.

Jun 2011 - Aug 2013 (2 years 2 months)

Managed end-to-end preparation of financial statements and tax compliance for Dhairyawan Developers, ensuring 100% adherence to statutory guidelines. Delivered accurate and timely accounting and tax solutions, reducing compliance errors and strengthening financial transparency for decision-making.

Financial Statement Preparation Tax Compliance End To End Accounting Statutory Compliance Compliance Error Reduction Audit Support

Staff Accountant, Statutory Audit

KPMG BSR & Co.

Aug 2010 - Jun 2011 (10 months)

Participated in the full statutory audit cycle for Standard Chartered Bank, including planning, execution, review, reporting audit observations, and closure with management letter and long form audit report. Ensured 100% accuracy and regulatory compliance across banking operations for Indian GAAP and IFRS 9, and improved audit efficiency using E-Audit tools.

Audit Plans IFRS 9 GAAP Management Letters Long Form Audit Report (LFAR)Regulatory Compliance

Assistant Manager, Retail Audit

Kotak Mahindra Bank

May 2008 - Dec 2009 (1 year 7 months)

Executed comprehensive audits of the Retail Assets portfolio, covering housing mortgages, commercial real estate, SME loans, and credit cards, driving risk identification and control improvements across key functions. Refined monitoring and implementation of the Government of India Debt-Agriculture Waiver/Relief initiative, achieving 100% accuracy for audit certifications.

Retail Audits Commercial Real Estate (CRE) Audits SME Loans & Credit Cards Audits Valuation & Approval Controls Debt Agriculture Waiver Monitoring

Education

Degrees, certifications, and relevant coursework

Institute of Management Technology, Ghaziabad

Advanced General Management Program, General Management

2023 -

Grade: 8/10

Completed the Advanced General Management Program at IMT Ghaziabad. Assessment result recorded for the program.

Liverpool John Moores University

Master of Business Administration, Business Administration

2022 - 2024

Grade: 59/100

Activities and societies: MBA thesis/dissertation: impact of ESG on investment banking; ESG integration in portfolios and sustainable finance strategies.

Completed an MBA at Liverpool John Moores University. Thesis examined the impact of ESG criteria on investment banking and ESG integration in investment banking portfolios.