At Cyprus Development Bank, I prepare and review credit risk policies, assess lending and restructuring applications, and provide independent analysis for decision-making. I also support credit committees and individual client assessments for provisioning.
At Bank of Cyprus, I contributed to Group credit policies across lending, concentration risk, valuation, and other areas. I played a key role in the bank ESG programme, integrating environmental and social considerations into lending policies and green-loan procedures.
Earlier at Laiki Bank, I monitored commercial and corporate credit risk, prepared Group lending policy, and developed credit limits and guidelines for the bank and overseas subsidiaries. I also designed specifications for credit-application and approval-limit systems and administered and trained users on Moody’s Risk Analyst.
My earlier work included managing commercial client relationships at Laiki Bank and providing investment advice and executing securities trades at Laiki Investments. I hold an MBA from the William E. Simon Graduate School of Business Administration, University of Rochester, and a BSc (Joint Honours) in Economics and Computer Science from City University.

