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Kleopas kleopas

@kleopaskleopas

Credit risk professional at Cyprus Development Bank, assessing lending and embedding ESG requirements into risk policies.

Cyprus
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At Cyprus Development Bank, I prepare and review credit risk policies, assess lending and restructuring applications, and provide independent analysis for decision-making. I also support credit committees and individual client assessments for provisioning.

At Bank of Cyprus, I contributed to Group credit policies across lending, concentration risk, valuation, and other areas. I played a key role in the bank ESG programme, integrating environmental and social considerations into lending policies and green-loan procedures.

Earlier at Laiki Bank, I monitored commercial and corporate credit risk, prepared Group lending policy, and developed credit limits and guidelines for the bank and overseas subsidiaries. I also designed specifications for credit-application and approval-limit systems and administered and trained users on Moody’s Risk Analyst.

My earlier work included managing commercial client relationships at Laiki Bank and providing investment advice and executing securities trades at Laiki Investments. I hold an MBA from the William E. Simon Graduate School of Business Administration, University of Rochester, and a BSc (Joint Honours) in Economics and Computer Science from City University.

Experience

Work history, roles, and key accomplishments

TO

Marketing Executive

The Louis Organisation

Aug 1992 - Sep 1992 (1 month)

Executed marketing activities for the organisation.

CH

Military Service, Civil Planning Office

Cyprus National Guard Headquarters

Jan 1991 - Feb 1992 (1 year 1 month)

Completed military service in the Civil Planning Office.

Education

Degrees, certifications, and relevant coursework

University of Rochester logoUR

University of Rochester

MBA, Marketing, Competitive & Organisational Strategy, Entrepreneurship

1995 - 1997

MBA with concentrations in Marketing, Competitive & Organisational Strategy, and Entrepreneurship.

City University, London logoCL

City University, London

BSc (Joint Honours), Economics and Computer Science

1987 - 1990

BSc (Joint Honours) in Economics and Computer Science.

Tech stack

Software and tools used professionally

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