Khoa Pham

I am a Business and Management graduate with strong analytical skills and a deep interest in macroeconomic trends and monetary policy. I graduated with a Second Upper from the University of the West of England and have completed coursework in Business Strategy, Statistics for Business, Microeconomics and Macroeconomics.

My professional experience includes finance internships and finance staff roles in Ho Chi Minh City, where I monitored cash flow across multiple accounts, calculated financial ratios, and developed dashboards and audited financial statements. I also analyzed daily sales data to support pricing and inventory planning and proposed changes that increased profit margin by 8%.

In student and extracurricular roles I managed budgets, prepared monthly financial reports, and secured sponsorship funding. As a team leader in an integrated business simulation I led a five-member team to the highest profit of $6.5M, 60% above the runner-up, by coordinating strategy and analyzing metrics like ROA, ROE and D/E.

I am eager to contribute to dynamic finance roles in forward-thinking organizations where I can apply financial analysis, cash-flow management, and macroeconomic insight to support decision-making and growth.