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Khalil HfsKH
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Khalil Hfs

@khalilhfs

I underwrite commercial credit facilities that balance growth and portfolio quality.

Canada
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At Ford Credit, I underwrite SME and mid-market commercial credit facilities, managing an average $3.5 million portfolio with a 1.4% delinquency rate. I assess financial statements, cash flow, collateral, and borrower risk to structure sound lending decisions and credit recommendations.

I've approved approximately 67% of commercial applications within established risk appetite while maintaining AML/KYC and lending-policy compliance. Earlier, at The Best Media, I managed business client portfolios and led digital marketing campaigns across SEO, PPC, social media, influencer marketing, and programmatic advertising.

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