Karishma Runkana
@karishmarunkana
I analyze commercial real estate loans, portfolio performance, and servicing data to support accurate financial decisions.
IndiaWhat I'm looking for
At Berkadia Services India, I review loan agreements and underwriting guidelines for commercial, multifamily, and hospitality CRE transactions. I prepare OSAR reports across CMBS, New York, KeyBank, Life, and ACORE portfolios, analyzing DSCR, Debt Yield, NOI, NCF, rent rolls, vacancies, and year-over-year variances.
I also manage loan data validation, system testing, audit reporting, amortization recalculations, and high-volume loan modifications while maintaining 99% on-time delivery. Previously, at Finac Plus, I collected, validated, and structured business intelligence data to support analytical teams and improve decision-making.
Experience
Work history, roles, and key accomplishments
Senior Financial Analyst
Berkadia Services India Private Limited
Mar 2024 - Present (2 years 5 months)
Review and analyze loan agreements and underwriting guidelines for CRE transactions, prepare quarterly and annual Operating Statement Analysis Reports, and conduct variance analysis. Manage data validation, system testing, and loan modifications across a multibillion-dollar portfolio.
Education
Degrees, certifications, and relevant coursework
Siva Sivani Institute of Management
Post Graduate Diploma in Management, Finance, Business Analytics, and Digital Marketing
Pursued a PGDM in Finance, Business Analytics, and Digital Marketing, graduating in 2024.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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