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Kaloyan Tsankov

@kaloyantsankov

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AML/KYC compliance analyst focused on sanctions screening and transaction due diligence.

Bulgaria

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What I'm looking for

I’m looking for an AML/KYC role where I can run sanctions screening, TDD, and transaction monitoring with strong EU regulatory rigor—partnering with compliance teams on documentation quality, escalation discipline, and practical improvements to reduce clearance time without compromising controls.

I’m a compliance professional with an LLB in International and European Law and one year of hands-on KYC/CDD and transaction due diligence (TDD) experience at Garanti BBVA International. I apply a risk-based approach to customer due diligence, including enhanced diligence, beneficial ownership verification, and PEP screening, while strengthening the documentation and escalation routines that support SAR/STR reporting.

My day-to-day impact centers on sanctions screening (OFAC and EU lists), AML red flag detection, and transaction monitoring alert review—always with clear accountability and regulatory alignment. I’m also completing an LLM in Law and Economics at Utrecht University, with a master’s thesis focused on AI-based transaction monitoring governance under the EU AI Act and the 2024 AML Regulation, so I can translate complex EU frameworks (AMLR 2024, AMLD6, GDPR, MiCAR, FATF standards) into practical, enforcement-ready compliance decisions.

Experience

Work history, roles, and key accomplishments

KYC/CDD Intern

Garanti BBVA International

Jul 2024 - Jun 2025 (11 months)

Performed OFAC/EU sanctions screening on client transactions and escalated potential matches per internal AML/CFT policies. Oversaw trade finance instruments and monitored ~€1.8B monthly trade flows, documenting and supporting SAR/STR-ready TDD and AML red-flag escalations while maintaining 100% adherence to DNB and sanctions regimes.

KYC EDD PEP Screening Transaction Monitoring

Education

Degrees, certifications, and relevant coursework

Utrecht University

Master of Laws (LLM), Law and Economics

2025 -

Master of Laws (LLM) focusing on governing AI-based transaction monitoring in the EU, aligning the AI Act with the 2024 AML package and examining related accountability and governance obligations. Coursework covers EU AML framework, transaction monitoring, CDD/beneficial ownership, and FinTech/alternative finance regulation including MiCAR and PSD2.

The Hague University of Applied Sciences

Bachelor of Laws (LLB), International and European Law

2021 - 2025

Grade: 7.75 / 10

Bachelor of Laws (LLB) in International and European Law with minors in compliance, corporate governance and risk management, and EU business regulation. Completed an applied research project on compliance with US/EU sanctions regimes for banks.