Kaitlin User

Co-led three home improvement securitization transactions totaling ~$2.5 billion, which involved collaboration with investment banks, lawyers, and auditors. Participated in investor outreach and managed rating agency relationships, ensuring strong oversubscription on all deals.

Reviewed monthly servicer reports and compliance certificates to monitor asset performance trends. Supervised weekly borrowing base for the warehouse and monthly forward flow transactions, advising the CFO on liquidity needs.

Collaborated with executive leadership, rating agencies, and banking partners to originate new asset-backed financing programs, bonds, and term loans. Directed three team members in deal negotiations and advised the CFO on strategy.

Led the implementation of the Kyriba treasury management system at a new packaging company carved out from Bosch. Evaluated various software providers for FX trading and TMS platforms to enhance automation and data analytics.

Led the approval, structure, and closing of ABS transactions, implementing a new strategy to achieve superior covenants and terms. Managed interest rate and cross-currency hedging strategies by placing derivatives, swaps, and F.X. trades.

Served as an analyst on a team responsible for originating and monitoring private placement investments in middle market companies. Managed approximately $1.5 billion in assets under management.

Grade: 3.87 Cumulative GPA

Majored in Accounting and Business Administration. Achieved a strong academic record with a 3.87 Cumulative GPA.