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Jose Arce

@josearce

Full Stack Software Engineer at Union Credit who built a financial product configuration platform adopted by 40+ partners.

United States

Message

At Union Credit Inc, I architected UC Marketplace’s financial product configuration system across Java/Spring Boot and React/Next.js, enabling 40+ partners to configure products in real time. I also built reporting dashboards and designed documented REST APIs with RBAC and idempotent writes.

At MeridianLink, I decomposed a legacy monolith into independently deployable Express.js APIs and co-architected financial application workflows serving 200+ institutions and 250,000+ monthly applications. Earlier, at Global Knowledge Link, I engineered an offline-first survey app for more than 1,000 field agents.

Experience

Work history, roles, and key accomplishments

Software Engineer

Union Credit Inc

Jan 2024 - Aug 2026 (2 years 7 months)

Architected a financial product configuration system end to end, including Tier/Term logic, Redemption Limits, Stipulations, and a dynamic rules engine. Developed Next.js reporting dashboards and a framework-agnostic Marketplace widget library with Lit and Web Components.

Java Spring Boot React Next.js LIT Web Components OpenAPI RBAC Idempotency Context API Memoization Astro SSR View Transitions API Strapi Headless CMS

Software Engineer II

MeridianLink

Jan 2022 - Jan 2024 (2 years)

Decomposed a legacy monolith into 3 independently deployable Express.js APIs with shared JWT/RBAC auth, idempotency, and error-handling conventions. Built AWS-backed processing for the platform's Express.js services and co-architected consumer-facing financial application workflows in Angular.

ExpressJS NodeJS JWT RBAC AWS S3 Amazon SQS DynamoDB Angular RxJS NgRX GitLab CI CD Jenkins Plaid Smarty

Software Engineer

Global Knowledge Link

Jan 2020 - Jan 2022 (2 years)

Engineered an offline-first cross-platform survey app using Ionic, Capacitor, Angular, and NgRx, powering real-time and offline data sync for over 1,000 field agents. Developed and documented a comprehensive RESTful API service with Node.js and Express, integrating SQL and MongoDB databases.