John User

I am a seasoned Chief Information Security Officer with over ten years of hands-on experience in cybersecurity, risk management, and compliance. I build strategic security programs aligned to organizational goals and regulatory requirements.

I have led IS awareness campaigns, managed large-scale vulnerability and penetration testing programs, and implemented ISO27001 and PCI-DSS compliance initiatives across banking and payments environments. I routinely coordinate incident response with SOCs and cross-functional teams to contain threats and provide root cause analyses.

In my current role as Head of Information Security / CISO at BancNet Inc., I oversee security strategy, budgeting, procurement, and program delivery, and I liaise with C-suite executives and industry peers to drive national payment network security. I also serve as PCI-DSS Lead Implementer and the Philippines Cybersecurity Representative for the Asia Payment Networks.

I deliver measurable improvements to organizational security posture through policy formulation, security solution POCs, forensic investigations, and enterprise-wide DR/BCP planning. I am committed to safeguarding assets, ensuring regulatory compliance, and enabling secure business operations.