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John UserJU
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John User

@johnuser57

Founder & CEO of FinanceVerte.Net, creator of the Planetary Score™ for assessing the environmental impact of wealth.

France
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At FinanceVerte.Net, I created the Planetary Score™ to assess wealth across finance, energy, and real estate, using the nine planetary boundaries. The platform also offers a transaction score for evaluating projects and investments, alongside environmental education and tailored connections to selected partners.

Before founding FinanceVerte.Net, I advised clients on wealth management at Gan Patrimoine and M&F Conseil, and worked as a Private Wealth Manager at Crédit Agricole d'Ile-de-France and LCL. My experience includes savings, insurance, investments, retirement planning, and property financing.

Experience

Work history, roles, and key accomplishments

Self-employed logoSE
Current

Founder & CEO

Jan 2024 - Present (2 years 9 months)

FinanceVerte.Net est une plateforme indépendante d'information, d'évaluation
environnementale et de transformation patrimoniale — fondée sur les 9 limites
planétaires de Rockström.
🌍 ÉVALUATION ENVIRONNEMENTALE DE VOTRE PATRIMOINE
Le Planetary Score™ note votre patrimoine /20 sur 3 dimensions : finance,
énergie, immobilier. 12 questions, résultat immédiat, bilan PDF personnalisé.
⚡ SCORE TRANSA

Gan Patrimoine logoGP

Conseiller en Gestion de Patrimoine

Sep 2020 - Sep 2023 (3 years)

🔵Épargne 🟢Gestion Déléguée / Durable
🔵Retraite
🔵Prévoyance
🟡Investissements Immobiliers - SCPI

M&F Conseil logoMC

Gestionnaire de Patrimoine & Fiduciaire

Sep 2019 - Feb 2020 (5 months)

Financial Advisor (Canton de Genève and Vaud)

Swiss and French social security (LAMAL/CMU)
Health Insurance
Tax Advisor (Swiss/French) Canton de Genève
Swiss Pension Systeme. Assurance-vie, 3eme Pilier A/B.

Partners:
Liechtenstein Life, Swiss Life, Generali
Groupe Mutuel, Helsana

Crédit Agricole d'Ile-de-France logoCD

Private Wealth Manager

Aug 2015 - Jul 2019 (3 years 11 months)

Charge to develop an upscale customer portofolio
Daily Banking/ Life Insurance and IARD/ Investments and Savings / Consumer Credits and Property Loans
Tax, law and financials markets advices

LCL logoLC

Private Wealth Manager

Sep 2015 - Feb 2016 (5 months)

Charged to develop an upscale customer portofolio
Analysis, statements of assets and liabilities / Risk Control, / Personal income tax / Investements
Daily bank / IARD Insurance, and Life Insurance

DM

Website Developer

Digital Dream Media

Jan 2015 - Aug 2015 (7 months)

Web developement in a Start up
Charge to build several websites, manage custumer databases and looking for partnerships
Data Analysis, Marketing Analysis, Partnerships

Banque Populaire Banque Privée logoBP

Private Wealth Management Assistant

Jul 2014 - Jan 2015 (6 months)

Stage - Conseil Bancaire et Gestion de Patrimoine

Réalisations:
Appuie juridique et fiscal auprès de l'équipe de gestionnaires de patrimoine (Agence Toulouse Alsace-Lorraine)
Aide au Développement de plusieurs portefeuilles clients

Audits patrimoniaux sur mesure et rencontres clientèle

Propositions: Solutions d'optimisation patrimoniale via Natixis Asset Management
Conférences et formations au

Education

Degrees, certifications, and relevant coursework

AF

Autorité des marchés financiers (AMF) – France

Certification AMF

May 2023

IG

Institut Supérieur de Gestion

Master of Business Administration (MBA), Wealth management

2013 - 2014

Master Thesis: The Opportunity of Investments in Innovation

UN

Université Paris X Nanterre

Llm Degree Master, Business Law, Private Law

2012 - 2013

UC

Université Toulouse 1 Capitole

Law Degree in Private Law

2011 - 2012

HS

Helsana Assurances SA

Assurances

GM

Groupe Mutuel

Assurances

EE

ESCP Europe

Comprendre l'écologie pour une économie innovante

Tech stack

Software and tools used professionally

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