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Jared Oriko

@jaredoriko

I am a credit control manager optimizing cash flow and reducing NPLs.

Kenya
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What I'm looking for

I am looking for a leadership role in credit/portfolio management where I can reduce NPLs, optimize cash flow, apply analytics and digital tools, mentor teams, and drive compliant, customer-focused lending growth.

I am a proactive credit control manager with 7+ years' experience managing Kes 120 million credit portfolios and keeping unsecured NPLs around 5%. I specialize in maximizing cash flow while preserving customer relationships.

I have a strong track record reducing churn to 3% and resolving over 90% of escalated client complaints through tailored repayment plans and negotiation. I develop dashboards and monthly KPI reports to enable data-driven decisions for senior management.

I lead and mentor credit teams, design credit control policies, and ensure full compliance with regulations, bankruptcy policies, and contractual agreements. I champion technology integration such as credit scoring algorithms and CRM systems to reduce errors and speed approvals.

I am committed to operational excellence and customer-centric solutions, and I seek to bring my analytical, leadership, and portfolio-management skills to a forward-looking lender that values compliance, digital transformation, and sustainable growth.

Experience

Work history, roles, and key accomplishments

RL

Accounts Intern

Rasaley Investments and Construction Ltd

Oct 2012 - Jan 2013 (3 months)

Reconciled cash purchases and invoices, posted daily sales receipts and prepared monthly profit and loss accounts, and followed up on company debtors and stock movements.

Education

Degrees, certifications, and relevant coursework

Moi University logoMU

Moi University

Bachelor of Business Management, Business Management (Accounting option)

2013 - 2016

Bachelor of Business Management with Accounting option completed at Moi University from 2013 to 2016.

Moi University logoMU

Moi University

Diploma in Economics, Economics

2010 - 2012

Grade: Distinction

Diploma in Economics (Distinction) awarded by Moi University from 2010 to 2012.

RS

Riruta Central High School

High School Diploma, General Secondary Education

2005 - 2008

Completed secondary education at Riruta Central High School from 2005 to 2008.

SS

Seven Forks Primary School

Primary School Certificate, Primary Education

1995 - 2003

Completed primary education at Seven Forks Primary School from 1995 to 2003.

Tech stack

Software and tools used professionally

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Jared Oriko - Credit Intern - GetBucks Micro Finance Company | Himalayas