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Ishmael HoldenIH
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Ishmael Holden

@ishmaelholden

I build data, BI, and AI automation solutions that turn financial-services requirements into executive decisions.

United States
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What I'm looking for

I'm looking to translate business needs into scalable data, BI, and AI automation solutions that improve executive decision-making, risk assessment, and operational efficiency.

At Meridian Bank, I partner with finance, credit, and operations teams to turn reporting needs into structured BI solutions. I design SQL- and cloud-based automation that replaces manual reporting and improves executive access to performance data.

I build and validate EDW tables with data engineering teams for borrower risk assessment and strategic credit decisions. I also resolve warehouse data-quality and reconciliation issues while supporting cloud migration and SOX compliance.

Previously at Navient, I translated Critical Accounting Assumptions and credit-risk model mechanics into clear executive narratives. My SQL validations reduced variance on outstanding principal balances to under 1% before production release.

I've supported quarterly accounting models, resolved production-model log errors, and helped convert code from Netezza to Hadoop, reducing model production time by about 40%. I bring applied mathematics, SQL, Python, and hands-on AI automation experience to practical analytical problems.

Experience

Work history, roles, and key accomplishments

MB
Current

Senior Analyst – Management Information Systems

Meridian Bank

Mar 2025 - Present (1 year 6 months)

Partner with finance, credit, and operations stakeholders to define reporting requirements and translate business needs into structured BI solutions. Design and deploy automated business intelligence solutions using SQL and cloud-based tools, and build and validate EDW tables with data engineering teams.

Navient logoNA

Loan Performance Modeling & Research Analyst

Mar 2022 - Feb 2025 (2 years 11 months)

Served as primary point of contact for Critical Accounting Assumptions and Credit Risk Management teams, translating complex model mechanics into executive narratives. Built ad-hoc SQL validations to test model accuracy, reducing variance on outstanding principal balances to under 1%.

Navient logoNA

Loan Performance Modeling & Research Specialist

Jul 2018 - Mar 2022 (3 years 8 months)

Ensured accuracy across quarterly Critical Accounting model results and identified and resolved errors in production model logs. Supported code conversion from Netezza to Hadoop, reducing model production time by approximately 40%.

Education

Degrees, certifications, and relevant coursework

Virginia Commonwealth University logoVU

Virginia Commonwealth University

Bachelor of Science, Applied Mathematics

Bachelor of Science in Applied Mathematics from Virginia Commonwealth University.

Tech stack

Software and tools used professionally

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