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Gourav Poddar

@gouravpoddar

Corporate Treasury VP2 at RBL Bank who grew FX and derivatives revenue 2.3× through structured hedging solutions.

At RBL Bank, I grew FX and derivatives revenue 2.3×, reaching ₹42.62 Cr in FY26 on $1.30B in annual flow. I expanded margins through a richer structured-product mix as volumes normalised.

I advise wholesale clients on FX and interest-rate exposures, structuring vanilla and exotic options, interest-rate swaps, and cross-currency swaps. For clients with bullion exposure, I advise on gold-price risk and structure Gold Metal Loans for inventory and working-capital needs.

I build multi-year Excel models to test client cash flows across rate paths and product structures, helping recommend hedge ratios and tenors. I also originate integrated banking proposals that combine derivatives with working capital, trade finance, and term debt.

Earlier, at Citi Bank, I managed an emerging-corporates portfolio whose revenue grew about 50% year over year between CY19 and CY20, and advised South India clients on FX hedging. My experience also includes corporate treasury at Kotak Mahindra Bank, risk modelling at ICICI Bank, and developing enterprise mobile applications at SAP Labs.

Experience

Work history, roles, and key accomplishments

Current

Vice President (VP2) — Corporate Treasury

Current

RBL Bank

Jul 2021 - Present (5 years 4 months)

Grew FX & derivatives revenue 2.3x to ₹42.62 Cr (~$4.8M) on $1.3B annual flow by structuring multi-year hedging solutions for MNCs, NBFCs, listed corporates, and startups. Owned end-to-end FX & interest-rate advisory, built scenario models in Excel, and originated integrated banking proposals.

FX Derivatives Interest Rate Derivatives Structured Products Financial Modeling Excel Murex scenario analysis Hedge Strategies Bullion Risk Management Gold Loans Trade Finance Working Capital Debt Structuring Corporate Relationship Management

Relationship Manager — Emerging Corporates

Citi Bank

Jul 2019 - Jun 2021 (1 year 11 months)

Managed a 20-client emerging-corporates portfolio and grew portfolio revenue ~50% YoY between CY19 and CY20, cross-selling Trade Finance, Cash Management, WCDL, PCFC, Buyers' Credit, and term loans.

Trade Finance Cash Management Working Capital Term Loans Customer Relationship Management Cross Selling

FX Product Specialist — South Region

Citi Bank

Oct 2017 - Jun 2019 (1 year 8 months)

Led FX advisory for South India SME and liabilities clients; designed tailored vanilla and structured hedging strategies to mitigate currency risk on import/export flows and balance-sheet exposures.

Forex Advisory Hedging Strategies Structured Products SME Banking Currency Risk Management

Senior Manager — Corporate Treasury

Kotak Mahindra Bank

Jan 2016 - Sep 2017 (1 year 8 months)

Advised mid-market corporates on currency and interest-rate hedging; executed Interest Rate Swaps, plain-vanilla options, and cost-reduction derivative structures.

Interest Rate Swaps (IRS)Options Hedging Corporate Treasury Derivatives