At Jenius, PT Bank SMBC Indonesia, I own technical direction and end-to-end delivery for two lending products serving millions of users. I guide architecture across more than 30 backend services and integrations.
I built an automated repayment engine processing over 100K monthly transactions, reducing late payments by ~40% through scheduled customer charges and reliable repayment workflows. I also built Creditbility, a credit-limit allocation platform that reduced unused credit exposure by ~30%.
Earlier at Jenius, I engineered QR-based BNPL payments and loan-based checkout flows, improving monthly transactions and checkout success. In the ITS Robotics Team, I designed software architecture and built a 3D simulation platform for autonomous strategy testing.
