Ebeneza Kipngetich

I am an agricultural economics graduate with over four years of experience working at the intersection of credit, community development and agricultural value chains. I focus on the economic aspects of agriculture and practical interventions that strengthen rural livelihoods.

In my current role in asset recovery, I manage assigned portfolios, design client-handling and debt-collection strategies, and use field tools such as GPS tracking to locate collateral and restore payment compliance. I routinely train new staff and provide daily operational feedback to senior recovery management.

Previously, as a loan officer and finance advisor, I led branch-level sales training, managed credit and collections operations, analyzed local market opportunities, and prepared forecasts, budgets and business plans. I have experience coaching teams, improving processes and sharing best practices across branches.

I hold a BSc in Agricultural Economics and a certificate in data analysis (MS Excel, SPSS, SAS). I bring strong credit analysis, financial education and community mobilization skills, and I am motivated to apply them in roles that improve access to finance and livelihoods for smallholder farmers and businesses.