cynthia maulina

Operates a yoga and movement business, managing finance, marketing, partnerships, and class operations. Coordinates with local business partners and leads yoga classes as part of day-to-day operations.

Developed and maintained driver-based financial forecasts for lending and payment businesses, incorporating disbursement productivity, portfolio DPD, funding facilities, risk assumptions, and user acquisition and retention. Partnered with country heads and business teams on financial performance reviews and new product launch assessments, and supported regional financial planning for Vietnam, Thai

Managed sales performance scorecards across sales agents and territorial managers to support target monitoring and accountability. Developed and administered sales incentive and bonus schemes aligned with monthly business KPIs, and evaluated partner commission rates and promotional arrangements to assess partner profitability.

Supported annual budgeting and quarterly forecasting for revenue and operating expenses using a driver-based planning approach. Contributed to SAP-related reporting integration and conducted cost-benefit analyses for Operations and IT automation initiatives.

Prepared management reports and ad hoc financial reporting to support business monitoring.

Reviewed clients' internal controls and provided recommendations for process and control improvements.

Grade: 3.44/4.00

Bachelor's degree in Accounting from Universitas Padjadjaran, Bandung, completed in 2012.