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Claire Makhanu

@clairemakhanu

Credit Officer at Stima Sacco Dt Ltd, monitoring loan flows and standardising credit processes to strengthen controls.

Kenya
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At Stima Sacco Dt Ltd, I monitor loan disbursements and repayments, track performance against KPIs, and standardise credit processes to strengthen internal controls. I also appraise and process loans for SME and salaried customers.

As Shared-Services Accountant, I managed IFT, RTGS and EFT payments and reconciled M-Pesa B2B and B2C transactions. I documented processes and developed SOPs, while supporting liquidity monitoring and cash position reporting.

Earlier, as Accountant at Stima Sacco Dt Ltd, I prepared cash flow and budget-variance reports, forecasts and consolidated profit and loss reports. I hold a Master of Development Finance and am CPA (K)-certified, with a Lean Six Sigma Yellow Belt and a Certified Credit Professional credential.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

SC

Senior Management Course

Senior Management Course, Management

2026 -

Senior Management Course, online, in progress from 23 November 2026 to 15 January 2027.

Google logoGO

Google

Google Project Management Certificate, Project Management

Google Project Management Certificate, in progress with expected completion in December 2026.

Moringa School logoMS

Moringa School

Software Engineering (Full-Stack Developer), Software Engineering

Software Engineering (Full-Stack Developer) certification issued by Moringa School in May 2024.

Moi University logoMU

Moi University

Bachelor of Science, Business Management (Finance and Banking)

Grade: First Class Honors

Bachelor of Science in Business Management with a focus on Finance and Banking, awarded with First Class Honors.

KCA University logoKU

KCA University

Master of Development Finance, Development Finance

Master of Development Finance degree from KCA University.

KASNEB Kenya logoKK

KASNEB Kenya

CPA (K), Accounting

Certified Public Accountant (CPA K) certification issued by KASNEB Kenya in December 2015.

Moi University logoMU

Moi University

Diploma, Business Management

Grade: Distinction

Diploma in Business Management with Distinction.

KASNEB Kenya logoKK

KASNEB Kenya

CCP, Credit

Certified Credit Professional (CCP) certification issued by KASNEB Kenya in September 2026.

Tech stack

Software and tools used professionally

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