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Ch KavithaCK
Open to opportunities

Ch Kavitha

@chkavitha

Credit Control professional improving cash flow through AR and credit risk management.

India
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What I'm looking for

I’m looking for a role in credit control/AR where I can use SAP/S4 Hana to manage credit limits, reduce debtor days, improve cash flow, and strengthen compliance—partnering with sales, customer service, and risk teams.

I’m a results-driven Finance and Credit Control professional with 7+ years of experience managing accounts receivables, credit risk assessment, and financial compliance in MNC environments. I focus on streamlining credit control processes to reduce debtor days and improve cash flow performance.

In my current role as a Credit Control Officer at DSM Firmenich (Hyderabad, March 2022 – March 2025), I manage end-to-end credit control operations, oversee an AR portfolio, and maintain customer credit limits in SAP/S4 Hana. I review and process credit applications with thorough risk assessments, approve within authorized limits, and escalate high-value cases to senior management.

I proactively monitor customer payment patterns to flag early-stage issues and mitigate financial risk before escalation. I also collaborate with sales and customer service teams to resolve billing disputes, conduct quality control on released orders, and support year-end audits with AR data, documentation, and reconciliations.

Earlier, as an Accounts Trainee at GVR Infra Projects Limited (Hyderabad, October 2010 – April 2014), I managed day-to-day accounting using the PACT accounting system, reconciled bank accounts and prepared BRS, and handled accounts payable, advances, and financial transactions. I’ve built a strong foundation in financial accuracy, dispute resolution, and compliance-minded execution.

Experience

Work history, roles, and key accomplishments

DSM-Firmenich logoDS

Credit Control Officer

Mar 2022 - Mar 2025 (3 years)

Managed end-to-end credit control for an MNC, overseeing the AR portfolio and maintaining SAP/S4HANA customer credit limits to improve liquidity and reduce debtor days. Reviewed credit applications with risk assessments, monitored customer payment behavior, resolved billing disputes with sales/customer service, and supported year-end audits with AR documentation and reconciliations.

GL

Accounts Trainee

GVR Infra Projects Limited

Oct 2010 - Apr 2014 (3 years 6 months)

Handled day-to-day accounting operations using the PACT accounting system, ensuring accurate and timely financial records. Performed bank reconciliations (BRS), managed accounts payable and advances, coordinated voucher collection with project sites, and assisted with tender preparation and financial documentation.

Education

Degrees, certifications, and relevant coursework

CC

Chaitanya Engineering College

Master of Business Administration (MBA), Finance & Marketing

Completed an MBA in Finance & Marketing at Chaitanya Engineering College under JNTU Kakinada.

BC

BVK Degree College

Bachelor of Arts, Arts

Completed a Bachelor of Arts at BVK Degree College under Andhra University.

Tech stack

Software and tools used professionally

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