Looking for a job

Can Girman

@cangirman

Message

I build data-driven credit decisions that improve approvals, risk, and customer outcomes.

United Kingdom

Message

What I'm looking for

I'm looking to lead product, lifecycle or credit decision analytics where I can turn behavioural and transactional data into monitored production systems that improve customer outcomes, growth and portfolio risk.

I've led decision analytics and credit strategy at Plata, NewDay, Barclays, ING and Turkiye Is Bankasi, turning behavioural, transactional and external data into live eligibility, affordability, limit and lifecycle decisions. At Plata, I improved decision accuracy by 8%, lifted approvals by 20%, and reduced downstream default by 4%.

I build practical systems that hold up under monitoring, from real-time decision logic and Open Banking integrations to cohort frameworks, scorecards and experimentation. I've also managed analysts, advised credit and fraud risk committees, and delivered measurable improvements across acquisition, retention, portfolio risk, operations and customer experience.

Experience

Work history, roles, and key accomplishments

Decision Analytics and Strategy Manager

Plata

Jun 2023 - Jul 2026 (3 years 1 month)

Owned analytics strategy for a real-time decision engine, improving decision accuracy by 8% and integrating Open Banking data to lift approvals by 20% while reducing default by 4%. Line managed two analysts, one promoted and one named employee of the year.

SQL Python DBT Redshift BigQuery Tableau QuickSight SAS SPSS FICO Model Builder Open Banking Decision Management Analytics strategy Leadership

Operations Strategy and Insight

Plata

Jul 2021 - May 2023 (1 year 10 months)

Designed event-level behavioural tracking and cohort frameworks, built a self-serve insight layer increasing data tool adoption by 70%, and engineered scalable pipelines in dbt, Redshift, QuickSight and Tableau, cutting operational cycle times by 40%.

SQL Python DBT Redshift QuickSight Tableau Cohort Analysis Data Pipelines

Lead Decision Analyst, Credit and Lifecycle Analytics

NewDay

Nov 2019 - Jun 2021 (1 year 7 months)

Directed full-funnel analytics across acquisition and lifecycle, holding application volume while reducing portfolio risk by 10%. Integrated SKU-level third-party behavioural data, tripling ROI and improving decision accuracy by 7%.

SQL Python Analytics Credit Risk Lifecycle Analytics

Decision Analyst (AVP), Decision Analytics Centre of Excellence

Barclays Plc

Dec 2016 - Oct 2019 (2 years 10 months)

Ran acquisition analytics across digital, TV, out-of-home and emerging channels against a £2 million marketing budget. Designed controlled experimentation frameworks measuring incremental lift and cost efficiency, improving campaign effectiveness by 40% while reducing cost by 12%.

SQL Python Experimentation Econometrics Marketing Analytics Budget Management

Assistant Vice President, Financial Risk Management, Validation Unit

ING Group

Apr 2016 - Oct 2016 (6 months)

Validated and optimised customer segmentation and behavioural clustering models, reducing application processing time by 17%. Supported regulatory and non-regulatory model validation, improving assessment accuracy by 4%.

SQL SAS SPSS Model Validation Segmentation Clustering

Senior Specialist, Credit Portfolio Management, Decision Support Mechanisms Unit

Turkiye Is Bankasi AS

Nov 2011 - Mar 2016 (4 years 4 months)

Built an automated underwriting system deployed across 250 branches serving 800 thousand SME and corporate customers. Developed application and behavioural PD scorecards in FICO Model Builder and logistic regression in SPSS, including reject inference and SME default-definition design.

SQL SAS SPSS FICO Model Builder Logistic Regression Underwriting Collections Vendor Management