Bjorn Zotaj
@bjornzotaj
Experienced credit and insurance analyst with strong financial analysis and data quality focus.
What I'm looking for
I am a finance professional with experience in credit analysis, payroll client assessment, and insurance brokerage for loan clients within major Albanian financial institutions.
My background includes roles at Credins Bank and Deloitte Albania where I developed expertise in financial analysis, tax & legal frameworks, and maintaining data accuracy and quality.
I hold a Master of Science in Audit & Accounting and a Bachelor of Accounting from Business College, University, Tirana, and have completed courses in business analysis, stress management, and personality assessment.
I am detail-oriented, skilled with Microsoft Excel, and committed to delivering reliable credit assessments and improving process quality through strong teamwork and communication.
Experience
Work history, roles, and key accomplishments
Insurance Broker for Loan Clients
Credins Bank
Jun 2023 - Present (2 years 7 months)
Manage insurance products for loan clients, ensuring compliance and optimizing coverage for portfolio risk since joining the bank in June 2023.
Credit Analyst, Payroll Clients
Credins Bank
Jul 2020 - Jun 2023 (2 years 11 months)
Assessed payroll-backed loan applications and monitored credit quality, contributing to informed lending decisions from July 2020 to June 2023.
Supported tax and legal engagements, performing research and compliance work for clients between June 2019 and July 2020.
Education
Degrees, certifications, and relevant coursework
Business College, Tirana
Master of Science, Audit & Accounting
2019 - 2021
Completed a Master of Science in Audit & Accounting with coursework focused on auditing and financial reporting from Nov 2019 to Apr 2021.
Business College, Tirana
Bachelor of Accounting, Accounting
2016 - 2019
Completed a Bachelor of Accounting program with foundational studies in accounting and financial analysis from Oct 2016 to Jun 2019.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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