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Bincy Varghese

@bincyvarghese

I improve retail profitability, liquidity, and planning across multi-brand finance portfolios.

United Arab Emirates
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What I'm looking for

I'm looking for senior finance leadership opportunities in retail, commercial finance, or FP&A, including remote or hybrid work, where I can improve profitability, liquidity, planning rigor, and strategic decision-making.

At GMG (Sun & Sand Sports), I consolidate budgets and monthly MIS across seven business segments in MENA and SEA, build seven-year plans, and support CFO, Board, and bank reporting.

Previously at Soho General Trading and Apparel FZCO, I led budgeting, pricing and markdown analysis, store and brand feasibility cases, working-capital improvements, statutory audits, and retail KPI reviews. I have supported Oracle, LS Retail, and Microsoft Business Central transformations while strengthening controls and mentoring finance teams.

Across 18+ years in India and the UAE, I’ve partnered with leadership to improve margin, inventory governance, cash conversion, and data-driven decisions for multi-brand retail organizations.

Experience

Work history, roles, and key accomplishments

GL

FP&A Manager

GMG (Sun & Sand Sports LLC)

Feb 2024 - Aug 2026 (2 years 6 months)

Led budgeting, MIS consolidation, and variance analysis across 7 business segments spanning MENA and SEA, including 7-year business plans and balance-sheet forecasts for the CFO/Board and banks. Also drove AR recovery, transfer pricing/tax-planning support, e-invoicing readiness, and competitor analysis for senior management.

SL

Finance Manager

Soho General Trading LLC

Aug 2021 - Jan 2024 (2 years 5 months)

Held full accountability of Accounts & Finance function, leading budgeting (including ZBB), variance analysis, and forecasting, plus pricing/markdown decisions and feasibility studies (BEP, EBITDA, IRR, ROI) for new stores/brands. Led statutory audits under IFRS, strengthened internal controls, represented Finance on the LS Retail/MS Business Central steering committee and managed a team of 4.

AF

Chief Accountant

Apparel FZCO

Jan 2011 - Aug 2021 (10 years 7 months)

Owned MIS/budgeting, new-store feasibility modelling, and Group-level cost allocation, while also running the AP function across 75+ franchise brand vendors, sales reconciliation for e-commerce (marketplace/D2C), and an AP process migration to an offshore site. Also handled GL/intercompany reconciliations and store-level audits, and managed a team of 5.

Education

Degrees, certifications, and relevant coursework

IMA logoIM

IMA

CMA USA

University of Mumbai logoUM

University of Mumbai

Master of Commerce, Commerce

Master of Commerce degree from the University of Mumbai.

AICPA logoAI

AICPA

CPA USA

Tech stack

Software and tools used professionally

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