Ben Holden

I’m a data and analytics professional focused on turning complex, high-volume data into dependable systems and clear insight that drives better business decisions. I currently build and automate payment-data pipelines in a live fintech environment.

In my Junior Business Analyst role, I designed and built end-to-end automation for daily payments, improving reliability by handling ingestion, validation, reconciliation, and file generation. I engineered C# process-flow logic that detects, validates, and loads large Excel files into SQL, then reconciles file-to-database accuracy before processing.

I implemented layered business-rule validations to enforce compliance and catch bad data early. I automated generation of DebiCheck and ACB payment files and an emailer to distribute outputs, while SQL validation scripts eliminated recurring mismarking errors and ensured cancelled transactions were correctly identified and processed.

I also optimized a critical payment service to run on fewer system resources, preventing crashes and improving stability, and I created structured SOPs and a knowledge base to speed onboarding and reduce errors. Previously, I built a secure web interface for financial modeling using Python, PHP, HTML, and CSS with integrated cryptography for security.