Open to opportunities

Babita Kumari

@babitakumari2

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Entry-level credit risk and finance professional blending accounting precision, compliance, and HR operations.

India

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What I'm looking for

I’m looking for a role where I can support credit risk and finance operations with strong compliance, accurate reconciliation, and clear reporting. I want to grow through mentorship, take ownership of documentation, and work with a team that values deadlines and quality.

I work at the intersection of finance and credit risk, with hands-on experience supporting accurate bookkeeping, reporting, and compliance. In my internship at SandMartin Outsourcing Experts, I managed bookkeeping using Xero, QuickBooks, and Sage, and prepared VAT draft returns for Ireland clients while adhering to local tax regulations.

I’m strong in controls and data accuracy—performing bank and account reconciliations, maintaining and updating financial data in accounting systems, and meeting strict deadlines. I also supported end-to-end HR and operations through my Magnet Cowork internship, managing screening and onboarding, assisting payroll, and following up on client billing for timely payment processing.

At Artline Finance Private Limited, I worked as a Credit Risk Manager (intern), gaining exposure to credit risk management processes in an NBFC. I assisted with borrowing profiling, documentation review, and basic risk assessment while following internal credit policies, compliance norms, and regulatory guidelines during loan evaluation and operations.

I bring initiative beyond day-to-day execution—serving as Business Head, E-Cell (Entrepreneurship Cell) at Delhi Technical Campus and earning recognitions like “Certificate of Performer of the Month” at Ikshana. I’ve also built practical knowledge through certifications including Advance Excel, Finance Training Program (IIM Ahmedabad), and Tally ERP 9+ GST, along with finance and human resources courses via Swayam (NPTEL).

Experience

Work history, roles, and key accomplishments

Current

Process Associate

Current

SandMartin Outsourcing Experts

Managed bookkeeping activities using Xero, QuickBooks, and Sage, maintaining accurate financial records and meeting strict deadlines. Prepared VAT draft returns for Ireland clients and completed bank/account reconciliations to ensure data accuracy.

Xero Quickbooks Bookkeeping VAT Returns Bank Reconciliation Account Reconciliation Financial Data Management

Credit Risk Manager

Artline Finance Private Limited

Jul 2025 - Apr 2026 (9 months)

Assisted the Credit Risk Manager with borrowing profiling, documentation review, and basic risk assessment within an NBFC. Followed internal credit policies, compliance norms, and regulatory guidelines during loan evaluation and operations.

Credit Risk Assessment Documentation Review & Compliance Guidelines NBFC Operations Policy Compliance

HR & Accounts Intern

Magnet Cowork

Mar 2024 - Aug 2024 (5 months)

Handled end-to-end HR recruitment by screening and onboarding candidates. Assisted with payroll and employee documentation, and followed up on client billing to support timely payment processing.

Recruitment coordination Candidate Screening Onboarding Payroll Support Employee Documentation Processes Payment Processing MS Office Organizational Skills

Finance Intern

Ikshana (NGO)

Jul 2022 - Dec 2022 (5 months)

Supported the arranging and management of funds for social welfare initiatives. Prepared monthly financial reports for stakeholders and maintained financial records to support audit-related documentation.

Financial Reporting Financial Record Keeping Audit Support Compliance Documentation

Event Coordinator

International Film Festival (SAFACH)

Aug 2022 - Oct 2022 (2 months)

Coordinated event operations to ensure smooth execution of festival activities. Managed hospitality arrangements for national and international celebrities and supported logistics, scheduling, and on-ground coordination.

Event Operations Hospitality Management Logistics Coordination Scheduling Celebrity Hospitality Team Collaboration Problem Solving

Education

Degrees, certifications, and relevant coursework

Delhi Technical Campus

Master of Business Administration (MBA), Finance & HR

Pursuing an MBA in Finance & HR at Delhi Technical Campus (GGSIPU), with semester performance including a 3rd rank in Semester I and 1st rank in Semester II.