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arpit awadAA
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arpit awad

@arpitawad

I build production ML, GenAI, and collections analytics systems for financial services.

India
Message

What I'm looking for

I'm looking to build production-grade ML, GenAI, and MLOps systems that deliver measurable business outcomes, particularly in financial services, risk modeling, collections analytics, and conversational AI.

At Tata Capital, I build GenAI conversational analytics and production machine learning systems for collections and credit-risk decisions. My work includes a LangChain and LangGraph platform that turns natural-language questions into financial metric calculations, reducing manual Excel reporting for non-technical stakeholders.

I've delivered predictive models that reduced delinquency by 2%, improved Bucket-X efficiency by 1%, and increased digital collections efficiency by up to 5%. I also bring data science and analytics experience from L&T Finance, where I built NLP-driven village mapping and field loan counsellor allocation for rural farm finance.

Experience

Work history, roles, and key accomplishments

TL
Current

Manager - Data Scientist

Tata Capital Ltd.

Jul 2026 - Present (3 months)

Promoted from Assistant Manager to Manager in Jul 2026. Architected a GenAI-powered conversational analytics platform using LangChain, LangGraph, and OpenAI APIs, and engineered multi-step agentic workflows deployed on Databricks with Streamlit. Designed and deployed a Pre-Delinquency Model (PDM) and a Bucket-X Channel Allocation Model, achieving a 2% reduction in delinquency rates and up to 5% im

TL

Assistant Manager - Data Scientist

Tata Capital Ltd.

Oct 2023 - Jun 2026 (2 years 8 months)

Promoted to Manager in Jul 2026. Architected a GenAI-powered conversational analytics platform using LangChain, LangGraph, and OpenAI APIs, and engineered multi-step agentic workflows deployed on Databricks with Streamlit. Designed and deployed a Pre-Delinquency Model (PDM) and a Bucket-X Channel Allocation Model, achieving a 2% reduction in delinquency rates and up to 5% improvement in digital co

LF

Manager - Data Science & Analytics

L&T Finance

Apr 2022 - Oct 2023 (1 year 6 months)

Built an NLP-driven village mapping and Field Loan Counsellor (FLC) auto-allocation system using FuzzyWuzzy fuzzy string matching to extract village names from unstructured customer addresses, enabling intelligent FLC assignment based on historical customer patterns across India's rural farm finance base.

AM

Trainee Marine Engineer

Anglo-Eastern Ship Management

Nov 2018 - Jul 2020 (1 year 8 months)

Worked as a Trainee Marine Engineer onboard commercial vessels, supporting marine engineering operations, equipment maintenance, troubleshooting, and process adherence in a safety-critical operational environment.

Education

Degrees, certifications, and relevant coursework

Praxis Business School logoPS

Praxis Business School

Post Graduate Program, Data Science

2021 - 2022

Post Graduate Program in Data Science from Praxis Business School, completed in 2022.

AA

Anglo Eastern Maritime Academy

Graduate Marine Engineering, Marine Engineering

2017 - 2018

Graduate Marine Engineering program from Anglo Eastern Maritime Academy, completed in 2018.

MM

Mahakal Institute of Technology & Management

Bachelor of Engineering, Mechanical Engineering

2012 - 2016

Bachelor of Engineering in Mechanical Engineering from Mahakal Institute of Technology & Management, completed in 2016.

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